203 W Williams St, Cornelia, GA 30531 Property Records

Habersham County property record for 203 W Williams St, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,393 sqft · built 1958
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on File
Tax Bill$675 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN089A026

Property Details

APN / Parcel Number

Primary APN089A026
Alternative APNs
  • 089A026 1
  • 516796
  • 1675

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,393 sqft Heated Area
Gross Area2,449 sqft
1st Floor Area1,393 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions210 ft deep x 105 ft wide

Exterior Amenities

PorchSlab
Porch Area656 sqft
Deck AreaDeck Area
Patio Area400 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number516796
Street Address203 W WILLIAMS ST
CityCORNELIA
StateGA
Zip30531-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal Description10-150
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2002
Census Tract604

Owner

203 W Williams St is owned and occupied by an individual who acquired it in July 2024.

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address203 W WILLIAMS ST, CORNELIA, GA 30531-3429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2024
Deed SaleJul 2, 2024
Deed Book / Page1370 / 61
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Recording DateJul 27, 2026
Property Address203 W WILLIAMS ST, CORNELIA, GA 30531-3429
Document Number1441000699
Book / Page1441 / 699
Instrument DateJul 9, 2026
Transaction TypeMortgage
Record UpdatedAug 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 W WILLIAMS ST, CORNELIA, GA 30531-3429

Mortgage

Document Number1441000699,
DateJul 27, 2026
Book Page1441/699
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJul 1, 2031
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 203 W Williams St was $675 with exemptions applied.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$675.00 Homeowner's exemption Senior Citizen's exemption$82,433 Land $14,339 Building $68,094$206,081 Land $35,847 Building $170,234
2023Homeowner's exemption Senior Citizen's exemption$40,716 (+16.5%) Land $7,728 Building $32,988$101,790 (+16.5%) Land $19,320 Building $82,470
2022Homeowner's exemption Senior Citizen's exemption$34,948 Land $6,376 Building $28,572$87,370 Land $15,940 Building $71,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 W Williams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 W Williams St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Windstream
Cable · Fiber in parts of the area
1,000 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Williams St

Nearby Streets

Search Property Records by Address or Parcel Number