203 W Summit St, Normal, IL 61761 Property Records

McLean County property record for 203 W Summit St, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,367 sqft · built 1956
Lot Size0.227 acres (9,873 sqft)
Owner2 Individual Names on Record
Last Sale$171,000 (Apr 2023)
Tax Bill$4,993 (2024)
Deeds & MortgagesAug 2026 Construction Loan
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APN14-21-408-019

Property Details

APN / Parcel Number

Primary APN14-21-408-019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,367 sqft Living Area
1st Floor Area1,367 sqft
Basement Area1,367 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,873 sqft (0.227 acres)
Lot Dimensions123 ft deep x 80 ft wide
Garage Area291 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address203 W SUMMIT ST
CityNORMAL
StateIL
Zip61761-1357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionTHE EATON SUB LOT 13
Legal Range02E
Legal Township24N
Legal Section21
Legal SubdivisionEATON SUB
Legal Lot Number13
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group3
Census Block3000
Census Tract107

Owner

Source: McLean County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address365 HIGHLAND DR, RANTOUL, IL 61866-2220
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · Construction Mortgage
BANK OF RANTOUL
Apr 27, 2023Warranty Deed, Transfer
NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Deed Document Number20235273
Prior Transfer DateFeb 23, 2013
Prior Transfer Doc0000006815
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Recording DateAug 31, 2026
Property Address203 W SUMMIT ST, NORMAL, IL 61761-1357
Document Number0000012897
Instrument DateAug 5, 2026
Instrument202612897
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 HIGHLAND DR, RANTOUL, IL 61866-2220

Mortgage

Document Number0000012897,
DateAug 31, 2026
Instrument202612897
Lender
NameBANK OF RANTOUL
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 10, 2027
Interest
Rate7%
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateApr 27, 2023
Property Address203 W SUMMIT ST, NORMAL, IL 61761-1357
Document Number202300005273
Instrument DateApr 20, 2023
Instrument2023-00005273
Transaction TypeTransfer
Record UpdatedMay 9, 2023
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
Tax$171.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address365 HIGHLAND DR, RANTOUL, IL 61866-2220

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,122 (+21.89%) Land $15,103 Building $52,019$201,366 (+21.89%) Land $45,309 Building $156,057
2024$4,993.00 (+18.91%)
2023$4,199.00$55,069 Land $12,391 Building $42,678$165,207 Land $37,173 Building $128,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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