203 W Main St, Centerville, IN 47330 Property Records

Wayne County property record for 203 W Main St, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,458 sqft · built 1850
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$148,300 (Oct 2021)
Tax Bill	$578 (2025)
Deeds & Mortgages	Dec 2020 Refinance Nov 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-00974-00`

Property Details

APN / Parcel Number

Primary APN	`020-00974-00`
Alternative APNs	`89-10-19-440-507.000-007` `311944050700020`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	165 ft deep x 33 ft wide
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	311944050700020
Street Address	203 W MAIN ST
City	CENTERVILLE
State	IN
Zip	47330-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	33 FT W D LOT 75 OP & JOINT OCCUPANCY OF AN ALLEY ON WEST SIDE
Legal Subdivision	TOWN CENTERVILLE
Legal Lot Number	75
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2006
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Centerville Historic District listed 1971 · 115 contributing resources · NRIS 71000008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

203 W Main St is owned and occupied by an individual who bought it in October 2021.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	203 W MAIN ST, CENTERVILLE, IN 47330-1228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK
Nov 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Oct 13, 2021	Warranty Deed, Transfer · Negative Amortization CALIBER HOME LOANS INC
Aug 22, 2018	Warranty Deed, Transfer HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Aug 22, 2018 · Amount on File
Deed Document Number	202110073
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	203 W MAIN ST, CENTERVILLE, IN 47330-1228
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020010522
Date	Dec 22, 2020
Instrument	2020010522

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	203 W MAIN ST, CENTERVILLE, IN 47330-1228
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019008745
Date	Nov 6, 2019
Instrument	2019008745

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	203 W MAIN ST, CENTERVILLE, IN 47330-1228
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019009405
Date	Dec 4, 2019
Instrument	2019009405

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 13, 2021
Property Address	203 W MAIN ST, CENTERVILLE, IN 47330-1228
Document Number	2021010073
Instrument Date	Oct 8, 2021
Instrument	2021010073
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W MAIN ST, CENTERVILLE, IN 47330-1228

Mortgage

Document Number	2021010074
Date	Oct 13, 2021
Instrument	2021010074

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Aug 22, 2018
Property Address	203 W MAIN ST, CENTERVILLE, IN 47330-1228
Document Number	2018006811
Instrument Date	Aug 18, 2018
Instrument	2018006811
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	203 W MAIN ST, CENTERVILLE, IN 47330-1228

Mortgage

Document Number	2018006812
Date	Aug 22, 2018
Instrument	2018006812

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 203 W Main St was $578, down 48.8% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00 (-48.85%)	$129,200 Land $6,800 Building $122,400	$129,200 Land $6,800 Building $122,400
2024	$1,130.00
2023		$101,700 (+3.56%) Land $5,200 Building $96,500	$101,700 (+3.56%) Land $5,200 Building $96,500
2022	$982.00 Homeowner's exemption	$98,200 Land $5,200 Building $93,000	$98,200 Land $5,200 Building $93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 203 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: NLBC.

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