Marathon County property record for 203 W Kobs St, Spencer, WI 54479
| Property Type | Other Exempt Property |
|---|---|
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $371,500 (Mar 2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-2602-071-1124 |
| Primary APN | 181-2602-071-1124 |
|---|
| Lot Area | 13,591 sqft (0.312 acres) |
|---|
| Street Address | 203 W KOBS ST |
|---|---|
| City | SPENCER |
| State | WI |
| Zip | 54479-9542 |
| Property Category | Other |
| Property Type | Other > Other Exempt Property |
| Legal Description | THIRD ADDITION TO GRAUPNER SUBDIVISION - LOT 38 |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 07 |
| Legal Subdivision | GRAUPNER SUBDIVISION |
| Legal Lot Number | 38 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 2101 |
Source: Marathon County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 W KOBS ST, SPENCER, WI 54479-9542 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Mar 30, 2023 | Warranty Deed, Transfer GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC |
| Jun 7, 2021 | Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2025 · Amount on Record |
| Deed Document Number | 20261933336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Mar 11, 2026 |
| Property Address | 203 W KOBS ST, SPENCER, WI 54479-9542 |
| Document Number | 0001933336 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 1933336 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,114.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 W KOBS ST, SPENCER, WI 54479-9542 |
| Document Number | 0001933337 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 1933337 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 11.7% |
| Index | 3-Year CMT |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Mar 30, 2023 |
| Property Address | SPENCER, WI 54479 |
| Document Number | 0001879258 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 1879258 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $117.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 S PARK ST, SPENCER, WI 54479-9083 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Jun 7, 2021 |
| Property Address | SPENCER, WI 54479 |
| Document Number | 0001837603 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 1837603 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Tax | $117.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 S PACIFIC ST, SPENCER, WI 54479-9233 |
Source: Marathon County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Marathon County |
| Municipality | Spencer Village |
| Unified School District | Spencer School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2023 | Additional exemption filed | |
| 2022 | $13,751 Land $13,751 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Country Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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