203 W Julia St, Forest, OH 45843 Property Records

Hardin County property record for 203 W Julia St, Forest, OH 45843

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,928 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$153,900 (Apr 2024)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Mar 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-100198.0000`

Property Details

APN / Parcel Number

Primary APN	`23-100198.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 99 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 W JULIA ST
City	FOREST
State	OH
Zip	45843-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG BLK 28 29 .34A
Legal Subdivision	LAWRENCE SUBDIVISION
Legal Block	28
Jurisdiction	HARDIN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2101
Census Tract	100

Owner

203 W Julia St is owned and occupied by two individuals who bought it in April 2024.

Source: Hardin County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 W JULIA ST, FOREST, OH 45843-1229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 11, 2013	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 24, 2005	Deed of Trust, Mortgage SKY BANK
Apr 29, 2024	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Prior Sale	May 30, 2023 · Amount on File
Deed Document Number	20241093
Deed Book / Page	570 / 3888
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	203 W JULIA ST, FOREST, OH 45843-1229
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W JULIA ST, FOREST, OH 45843-1229

Mortgage

Document Number	00554/3520
Date	Oct 30, 2019
Book Page	554/3520
Instrument	201900003467

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	203 W JULIA ST, FOREST, OH 45843-1229
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00513/1249
Date	Mar 11, 2013
Book Page	513/1249
Instrument	201300071320

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2028

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	203 W JULIA ST, FOREST, OH 45843-1229
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00447/2029
Date	Mar 24, 2005
Book Page	447/2029
Instrument	200500030990

Lender

Name	SKY BANK
Type	Bank
Address	SALINEVILLE, OH 43945

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2035

April 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Apr 29, 2024
Property Address	203 W JULIA ST, FOREST, OH 45843-1229
Document Number	00570/3888
Book / Page	570 / 3888
Instrument Date	Apr 26, 2024
Instrument	2024001093
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 W JULIA ST, FOREST, OH 45843-1229

Mortgage

Document Number	2024001094
Date	Apr 29, 2024
Instrument	2024001094

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	May 30, 2023
Property Address	203 W JULIA ST, FOREST, OH 45843-1229
Document Number	0000568/77
Book / Page	568 / 77
Instrument Date	May 26, 2023
Instrument	2023001407
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W JULIA ST, FOREST, OH 45843-1229

Mortgage

Document Number	2023001408
Date	May 30, 2023
Instrument	2023001408

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 203 W Julia St was $1,235, down 2.4% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Jackson Township
Municipality	Forest Village
Unified School District	Riverdale Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00 (-2.45%)	$38,810 (-) Land $2,770 Building $36,040
2024	$1,266.00 (+3.26%)	$38,810 (-) Land $2,770 Building $36,040
2023	$1,226.00 (+6.33%) Homeowner's exemption	$38,810 (+22.35%) Land $2,770 Building $36,040	$110,880 Land $7,910 Building $102,970
2022	$1,153.00 Homeowner's exemption	$31,720 Land $2,550 Building $29,170
2020			$90,630 Land $7,290 Building $83,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 W Julia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 W Julia St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST VILLAGE serves 1,354 people · EPA ID OH3300312
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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