203 W Jefferson St, Gardner, IL 60424 Property Records

Grundy County property record for 203 W Jefferson St, Gardner, IL 60424

Property Summary

Property TypeSingle Family Home
Details1,596 sqft · built 2000
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Jan 2025)
Tax Bill$5,240 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
May 2022 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-04-454-006

Property Details

APN / Parcel Number

Primary APN12-04-454-006

Interior

Building Area1,596 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address203 W JEFFERSON ST
CityGARDNER
StateIL
Zip60424-7113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG TN GARDNER W1/2 LTS 6 & 7 (EX N5' LT 7) BLK 24 SEC 4-31-8
Legal Range08W
Legal Township31N
Legal Section04
Legal SubdivisionORIGINAL TOWN GARDNER
Legal Block24
Legal Lot Number6-7
JurisdictionGRUNDY IL
Township / Civil DivisionGARFIELD
Census Block Group3
Census Block3010
Census Tract900

Owner

Source: Grundy County records · APN 12-04-454-006

Assessment roll updated June 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address510 W DAISY PL, COAL CITY, IL 60416-1400
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2022Warranty Deed, Transfer · Conventional Mortgage
GRUNDY BANK
May 12, 2022Sheriff's Deed, Foreclosure
Foreclosure Auction
May 25, 2017Warranty Deed, Transfer · Conventional Mortgage
GRUNDY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2025 · Amount on Record
Deed SaleJan 09, 2025 · Amount on Record
Prior SaleDec 01, 2022 · Amount on Record
Deed Document Number2025629672
Prior Transfer DateNov 14, 2013
Prior Transfer Doc0000543388
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateDec 01, 2022
Property Address203 W JEFFERSON ST, GARDNER, IL 60424-7113
Document Number0000616964
Instrument DateNov 18, 2022
Instrument616964
Transaction TypeTransfer
Record UpdatedDec 28, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 W JEFFERSON ST, GARDNER, IL 60424-7113

Mortgage

Document Number0000616965
DateDec 01, 2022
Instrument616965
Lender
NameGRUNDY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 21, 2027
Interest
Rate TypeFixed Rate

May 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionGRUNDY IL
Recording DateMay 12, 2022
Property Address203 W JEFFERSON ST, GARDNER, IL 60424-7113
Document Number0000613130
Instrument DateApr 18, 2022
Instrument613130
Transaction TypeForeclosure
Record UpdatedJun 01, 2022

Transaction

AmountAmount Recorded
Tax$241.50
Amount AccuracyRounded by County
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34723 S DANIELSON RD, WILMINGTON, IL 60481-9729

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateMay 25, 2017
Property Address203 W JEFFERSON ST, GARDNER, IL 60424-7113
Document Number0000570016
Instrument DateMay 19, 2017
Instrument570016
Transaction TypeTransfer
Record UpdatedJul 05, 2021
Title CompanyFIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressGARDNER, IL 60424

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 W JEFFERSON ST, GARDNER, IL 60424-7113

Mortgage

Document Number0000570017
DateMay 25, 2017
Instrument570017
Lender
NameGRUNDY BANK
TypeBank
AddressMORRIS, IL 60450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,240.00 (+30.32%)$63,935 (+30.32%) Land $6,079 Building $57,856$191,805 (+30.32%) Land $18,237 Building $173,568
2022$4,021.00$49,060 Land $4,665 Building $44,395$147,180 Land $13,995 Building $133,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Kraus Electronics Systems
Cable
2,500 / 50

May also be available: Benton Ridge Telephone Company, Verizon.

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGARDNER
serves 1,361 people
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on W Jefferson St

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