203 W Brown St, Harvard, IL 60033 Property Records

McHenry County property record for 203 W Brown St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Apr 2026)
Tax Bill	$3,593 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-257-007`

Property Details

APN / Parcel Number

Primary APN	`01-35-257-007`

Exterior

Lot Area	8,756 sqft (0.201 acres)

Location & Zoning

Street Address	203 W BROWN ST
City	HARVARD
State	IL
Zip	60033-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0005292 LT 7 BLK 15 BRAINARD ADDN
Legal Subdivision	BRAINARD ADDN
Legal Block	15
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3015
Census Tract	870301

Owner

203 W Brown St is owned and occupied by two individuals who bought it in April 2026.

Source: McHenry County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 W BROWN ST, HARVARD, IL 60033-2334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 8, 2026	Administrator's Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 20, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 20, 2018	Quit Claim Deed, Transfer HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	20269391
Prior Transfer Date	Oct 5, 2017
Prior Transfer Doc	0000005291
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	203 W BROWN ST, HARVARD, IL 60033-2334
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010906
Date	Mar 23, 2022
Instrument	2022R0010906

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	203 W BROWN ST, HARVARD, IL 60033-2334
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005722
Date	Mar 12, 2024
Instrument	2024R0005722

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

Interest

Rate	5.99%

April 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 8, 2026
Property Address	203 W BROWN ST, HARVARD, IL 60033-2334
Document Number	0000009391
Instrument Date	Mar 26, 2026
Instrument	20269391
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,482.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 W BROWN ST, HARVARD, IL 60033-2334

Mortgage

Document Number	0000009392,
Date	Apr 8, 2026
Instrument	20269392

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 20, 2018
Property Address	203 W BROWN ST, HARVARD, IL 60033-2334
Document Number	0000005292
Map Reference	DOC5975 MB1 PG24
Instrument Date	Feb 15, 2018
Instrument	2018R0005292
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W BROWN ST, HARVARD, IL 60033-2334
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005293
Date	Feb 20, 2018
Instrument	2018R0005293

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 20, 2018
Property Address	203 W BROWN ST, HARVARD, IL 60033-2334
Document Number	0000005291
Instrument Date	Oct 5, 2017
Instrument	5291
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W BROWN ST HARVARD IL 600332334, HARVARD, IL 60033-2334

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,593.00	$48,078 Land $12,909 Building $35,169	$144,234 Land $38,727 Building $105,507
2022	Homeowner's exemption	$38,191 Land $11,670 Building $26,521	$114,573 Land $35,010 Building $79,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 W Brown St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 W Brown St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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