203 W 5th St, Lorain, OH 44052 Property Records

Lorain County property record for 203 W 5th St, Lorain, OH 44052

Property Summary

Property Type	Store with Apartments
Details	8,704 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2025)
Tax Bill	$3,887 (2025)
Deeds & Mortgages	Jun 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-01-004-103-009`

Property Details

APN / Parcel Number

Primary APN	`02-01-004-103-009`

Interior

Stories	2 Stories
Building Area	8,704 sqft Gross Area
1st Floor Area	8,704 sqft
Basement Area	4,352 sqft

Exterior

Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	141 ft deep x 33 ft wide
View / Lot	Primary

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	203 W 5TH ST
City	LORAIN
State	OH
Zip	44052-1609
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	M E & C 32.50 X 140 S/L 15
Legal Subdivision	M E & C
Legal Tract	01
Legal Block	103
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1006
Census Tract	97300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway Historic District listed 2022 · 103 contributing resources · NRIS 100007496

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lorain County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 W 5TH ST, LORAIN, OH 44052-1609
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	202555935
Prior Transfer Date	Oct 19, 2001
Prior Transfer Doc	0000784584
Record Updated	Oct 29, 2026

June 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 11, 2025
Property Address	203 W 5TH ST, LORAIN, OH 44052-1609
Document Number	0000055935
Map Reference	VOL 2 PG 22
Instrument Date	Jun 10, 2025
Instrument	2025-0055935
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST NATIONWIDE TITLE AGENCY LT, 1ST NATIONWIDE TTL AGCY LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	201 W 5TH ST, LORAIN, OH 44052-1609

Mortgage

Document Number	0000055936
Date	Jun 11, 2025
Instrument	2025-0055936

Lender

Name	BUCKEYE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Jun 11, 2031

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,887.00 (-2.34%)
2024	$3,980.00 (+22.2%)	$62,318 (+50.33%) Land $7,319 Building $54,999	$178,050 (+50.33%) Land $20,910 Building $157,140
2023	$3,257.00	$41,454 Land $6,097 Building $35,357	$118,440 Land $17,420 Building $101,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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