Middlesex County and Middlesex Borough property record for 203 Vesper Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,296 sqft · built 1974 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $372,000 (Feb 2023) |
| Tax Bill | $9,574 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00091-0000-00037-01 |
| Primary APN | 10-00091-0000-00037-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Street Address | 203 VESPER AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 100X125 |
| Legal Subdivision | WATCHUNG VIEW |
| Legal Block | 91 |
| Legal Lot Number | 37.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 VESPER AVE, MIDDLESEX, NJ 08846-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURANCE |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG |
| Jun 22, 2018 | Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on Record |
| Deed Sale | Feb 13, 2023 · Amount on Record |
| Prior Sale | Jun 22, 2018 · Amount on Record |
| Deed Document Number | 20238988 |
| Deed Book / Page | 19149 / 610 |
| Prior Transfer Date | May 24, 2002 |
| Prior Transfer Doc | 5106000526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Feb 13, 2023 |
| Property Address | 203 VESPER AVE, MIDDLESEX, NJ 08846-1241 |
| Document Number | 0000008988 |
| Book / Page | 19149 / 610 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023008988 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,946.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 VESPER AVE, MIDDLESEX, NJ 08846-1242 |
| Name | Verified Name |
|---|---|
| Address | 203 VESPER AVE, MIDDLESEX, NJ 08846-1241 |
| Document Number | 0000008989 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023008989 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 203 VESPER AVE, MIDDLESEX, NJ 08846-1241 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 203 VESPER AVE, MIDDLESEX, NJ 08846-1241 |
| Document Number | 2021078401 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 18491/504 |
| Instrument | 2021078401 |
| Name | FIRST AMERICAN TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 203 VESPER AVE, MIDDLESEX, NJ 08846-1241 |
| Document Number | 0000037099 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | SURETY TITLE CORPORATION, SURETY TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 203 VESPER AVE MIDDLESEX NJ 088461241, MIDDLESEX, NJ 08846-1241 |
| Document Number | 0000037099 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 017857/000289 |
| Instrument | 37099 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 22, 2018 |
| Property Address | 203 VESPER AVE, MIDDLESEX, NJ 08846-1241 |
| Document Number | 201800054819 |
| Book / Page | 17215 / 0151 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 201800054819 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | NATIONAL TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,027.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 MAYPORT LN, 23, BARNEGAT, NJ 08005-3355 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 203 VESPER AVE, MIDDLESEX, NJ 08846-1241 |
| Document Number | 201800054820 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 201800054820 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,700 (+7.99%) Land $160,100 Building $327,600 | $487,700 (+7.99%) Land $160,100 Building $327,600 | |
| 2025 | $9,574.00 (-2.12%) | $451,600 (+6.84%) Land $160,100 Building $291,500 | $451,600 (+6.84%) Land $160,100 Building $291,500 |
| 2024 | $9,781.00 (-21.27%) | ||
| 2023 | $422,700 Land $160,100 Building $262,600 | $422,700 Land $160,100 Building $262,600 | |
| 2022 | $12,423.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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