203 Ventana Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 203 Ventana Way, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,871 sqft · built 2006
Lot Size	0.172 acres (7,492 sqft)
Owner	Trust Name on Record
Last Sale	$1,300,000 (May 2017)
Tax Bill	$19,185 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`053-181-16`

Property Details

APN / Parcel Number

Primary APN	`053-181-16`
Alternative APN	`053-181-16-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,871 sqft Living Area
Gross Area	3,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	401 sqft
Parking Spaces	2 Parking Spaces
Deck Area	596 sqft
Patio Area	596 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 VENTANA WAY
City	APTOS
State	CA
Zip	95003-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	SEASCAPE UPLANDS TR #1304
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	203 VENTANA WAY, APTOS, CA 95003-5537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Intrafamily Transfer, Transfer FIDELITY NATL TTL CO OF CA
Mar 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 20, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Aug 20, 2019	Quit Claim Deed, Transfer PARKSIDE LNDG
Sep 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 28, 2017	Deed of Trust, Mortgage PARKSIDE LNDG
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MTG
May 15, 2017	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	201715866
Last Transfer Date	Mar 15, 2021
Transfer Doc	0000016753
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 23, 2021
Property Address	203 VENTANA WAY, APTOS, CA 95003-5537
Document Number	0000016755
Map Reference	MB 93 PG 22
Instrument Date	Mar 15, 2021
Instrument	2021-0016755
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	203 VENTANA WAY, APTOS, CA 95003-5537

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 23, 2021
Property Address	203 VENTANA WAY, APTOS, CA 95003-5537
Document Number	0000016753
Map Reference	MB 93 PG 22
Instrument Date	Mar 15, 2021
Instrument	2021-0016753
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 VENTANA WAY, APTOS, CA 95003-5537

Mortgage

Document Number	0000016754
Date	Mar 23, 2021
Instrument	2021-0016754

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 20, 2019
Property Address	203 VENTANA WAY, APTOS, CA 95003-5537
Document Number	0000024075
Instrument Date	Aug 14, 2019
Instrument	24075
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	203 VENTANA WAY APTOS CA 950035537, APTOS, CA 95003-5537

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 20, 2019
Property Address	203 VENTANA WAY, APTOS, CA 95003-5537
Document Number	0000024073
Instrument Date	Aug 14, 2019
Instrument	24073
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	203 VENTANA WAY APTOS CA 950035537, APTOS, CA 95003-5537

Mortgage

Document Number	24074
Date	Aug 20, 2019
Instrument	24074

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 19, 2039

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 12, 2017
Property Address	203 VENTANA WAY, APTOS, CA 95003-5537
Document Number	0000030295
Instrument Date	Sep 9, 2017
Instrument	30295
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	203 VENTANA WAY APTOS CA 950035537, APTOS, CA 95003-5537

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	203 VENTANA WAY, APTOS, CA 95003-5537
Document Number	0000025472
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	203 VENTANA WAY APTOS CA 950035537, APTOS, CA 95003-5537

Mortgage

Document Number	0000025472
Date	Aug 2, 2017
Instrument	25472

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	203 VENTANA WAY, APTOS, CA 95003-5537
Document Number	0000015867
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	105 KELLY WAY SCOTTS VALLEY CA 950664561, SCOTTS VALLEY, CA 95066-4561

Mortgage

Document Number	0000015867
Date	May 15, 2017
Instrument	15867

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 15, 2017
Property Address	203 VENTANA WAY, APTOS, CA 95003-5537
Document Number	0000015866
Map Reference	MAP93 PG22
Instrument Date	May 9, 2017
Instrument	2017-0015866
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	203 VENTANA WAY, APTOS, CA 95003-5537

Mortgage

Document Number	0000015867
Date	May 15, 2017
Instrument	2017-0015867

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000015868
Date	May 15, 2017
Instrument	2017-0015868

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,538,937 (+2%) Land $954,141 Building $584,796
2025	$19,185.00 (+13.17%) Homeowner's exemption	$1,508,762 (+4.04%) Land $935,432 Building $573,330
2023	$16,953.00 (+2.05%) Homeowner's exemption	$1,450,174 Land $899,108 Building $551,066	$2,157,570
2022	$16,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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