203 Topaz Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 203 Topaz Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,483 sqft · built 1996
Lot Size	0.185 acres (8,064 sqft)
Owner	Individual Name on Record
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Feb 2020 Refinance Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`884731177012`

Property Details

APN / Parcel Number

Primary APN	`884731177012`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Basement Area	1,483 sqft
Finished Basement	1,233 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,064 sqft (0.185 acres)
Lot Dimensions	112 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	203 TOPAZ DR
City	SERGEANT BLUFF
State	IA
Zip	51054-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT2 PIONEER PARK 4TH
Legal Subdivision	PIONEER PARK 4TH ADDITION
Legal Lot Number	2
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3022
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	203 TOPAZ DR, SERGEANT BLUFF, IA 51054-8906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Aug 21, 2017	Warranty Deed, Transfer · Line of Credit JACKSONVILLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	203 TOPAZ DR, SERGEANT BLUFF, IA 51054-8906
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001368
Date	Feb 4, 2020
Instrument	2020-01368

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Aug 21, 2017
Property Address	203 TOPAZ DR, SERGEANT BLUFF, IA 51054-8906
Document Number	0000002022
Book / Page	754 / 4330
Instrument Date	Aug 18, 2017
Instrument	02022
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 TOPAZ DR, SERGEANT BLUFF, IA 51054-8906

Mortgage

Document Number	0000002023
Date	Aug 21, 2017
Book Page	754/4334
Instrument	02023

Lender

Name	JACKSONVILLE SAVINGS BANK
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,006.00 (+7.61%) Homeowner's exemption	$350,980 (+9.15%) Land $35,640 Building $315,340	$350,980 (+9.15%) Land $35,640 Building $315,340
2023	$4,652.00 (+10.45%) Homeowner's exemption	$321,550 Land $23,130 Building $298,420	$321,550 Land $23,130 Building $298,420
2022	$4,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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