203 Swan Rd, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 203 Swan Rd, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,094 sqft · built 1957
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$118,400 (Dec 2018)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	May 2022 Refinance Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HERM M:018 B:002 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:018 B:002 L:000`
Alternative APN	`405`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Basement Area	240 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	405
Street Address	203 SWAN RD
City	HERMON
State	ME
Zip	04401-0344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICU
Legal Block	2
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2022
Census Tract	10000

Owner

203 Swan Rd is owned and occupied by an individual who bought it in December 2018.

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	203 SWAN RD, HERMON, ME 04401-0344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Dec 10, 2018	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Deed Document Number	201837369
Deed Book / Page	15021 / 281
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	203 SWAN RD, HERMON, ME 04401-0344
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164840113
Date	May 18, 2022
Book Page	16484/113
Instrument	13401

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Dec 10, 2018
Property Address	203 SWAN RD, HERMON, ME 04401-0344
Document Number	0150210281
Book / Page	15021 / 281
Instrument Date	Dec 6, 2018
Instrument	37369
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 BROADWAY, KENDUSKEAG, ME 04450-3104

Mortgage

Document Number	0000037370
Date	Dec 10, 2018
Instrument	37370

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 203 Swan Rd was $2,083, up 25.5% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,083.00 (+25.48%)	$175,800 (+15.43%) Land $47,900 Building $127,900
2024	$1,660.00 (+2.47%)	$152,300 (+10.44%) Land $42,700 Building $109,600
2023	$1,620.00 (+10.96%)	$137,900 (+12.39%) Land $39,800 Building $98,100
2022	$1,460.00	$122,700 Land $35,400 Building $87,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 203 Swan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Swan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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