203 Summerside Ct, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 203 Summerside Ct, Apollo Beach, FL 33572

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,960 sqft · built 2005
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2014)
Tax Bill	$6,724 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`054191-1056`

Property Details

APN / Parcel Number

Primary APN	`054191-1056`
Alternative APN	`U28311968H000046000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	1,960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541911056
Street Address	203 SUMMERSIDE CT
City	APOLLO BEACH
State	FL
Zip	33572-3370
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	MIRABAY PARCEL 7 PHASE 1 LOT 3 BLOCK 46
Legal Range	19E
Legal Township	31S
Legal Section	28
Legal Subdivision	MIRABAY PARCEL 7 PHASE 1
Legal Phase	1
Legal Tract	68H
Legal Block	46
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1019
Census Tract	14118

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 SUMMERSIDE CT, APOLLO BEACH, FL 33572-3370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2014 · Amount on Record
Deed Sale	Jan 23, 2014 · Amount on Record
Prior Sale	Dec 14, 2009 · Amount on Record
Deed Document Number	201425294
Deed Book / Page	22376 / 1967
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	203 SUMMERSIDE CT, APOLLO BEACH, FL 33572-3370
Document Number	0000469441
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 SUMMERSIDE CT APOLLO BEACH FL 335723370, APOLLO BEACH, FL 33572-3370

Mortgage

Document Number	0000469441
Date	Nov 12, 2020
Instrument	469441

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2040

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,933 (+2.7%)	$260,870 (-17.15%) Land $25,706 Building $235,164
2025	$6,724.00 (+5.23%) Homeowner's exemption	$217,072 (+5.99%)	$314,878 (+4.18%) Land $31,105 Building $283,773
2023	$6,390.00 (+5.36%) Homeowner's exemption	$204,810 (+3%)	$302,233 (+9.17%) Land $29,870 Building $272,363
2022	$6,065.00 Homeowner's exemption	$198,845	$276,855 Land $27,332 Building $249,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 635 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	635 in force
Nearby Flood Claims	42 (1982–2024)
Claims Outside the SFHA	7 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Eta, Nov 2020 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20