203 Summer View Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 203 Summer View Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,195 sqft · built 1992
Lot Size	0.166 acres (7,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2026)
Tax Bill	$281 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356713-000060`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356713-000060`
Alternative APNs	`022925356713000060` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,375 sqft
1st Floor Area	1,195 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	7,240 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	180 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	203 SUMMER VIEW DR
City	WINTER HAVEN
State	FL
Zip	33880-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VARNER HEIGHTS PB 93 PG 35 LYING IN SEC 2 & 11 TWP 29 RGE 25 LOT 6
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	VARNER HEIGHTS
Legal Tract	356713
Legal Block	1
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1015
Census Tract	14704

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 SUMMER VIEW DR, WINTER HAVEN, FL 33880-6706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 8, 2025	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Oct 8, 2025 · Amount on Record
Deed Document Number	202630102
Deed Book / Page	13872 / 1297
Prior Transfer Date	Jan 18, 2023
Prior Transfer Doc	0000020639
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 5, 2026
Property Address	203 SUMMER VIEW DR, WINTER HAVEN, FL 33880-6706
Document Number	0000030102
Book / Page	13872 / 1297
Map Reference	MB 93 PG 35
Instrument Date	Jan 30, 2026
Instrument	2026030102
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SUMMER VIEW DR, WINTER HAVEN, FL 33880-6706
Investor	Possibly a Property Investor

Mortgage

Document Number	0138721299
Date	Feb 5, 2026
Instrument	13872/1299

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 8, 2025
Property Address	203 SUMMER VIEW DR, WINTER HAVEN, FL 33880-6706
Document Number	0000236356
Book / Page	13728 / 2131
Map Reference	MB 93 PG 35
Instrument Date	Oct 1, 2025
Instrument	2025236356
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,327.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 115, EAGLE LAKE, FL 33839-0115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,816 (+282.25%) Land $29,000 Building $149,816	$178,816 (+1.02%) Land $29,000 Building $149,816
2025	$281.00 (-68.18%)	$46,780 (+2.9%)	$177,006 (-1.82%) Land $29,000 Building $148,006
2024	$883.00 (+21.79%) Homeowner's exemption	$45,462 (+3%)	$180,291 (+10.66%) Land $29,000 Building $151,291
2023	$725.00 (+6.46%) Homeowner's exemption	$44,138 (+3%)	$162,917 (+9.44%) Land $28,000 Building $134,917
2022	$681.00 Homeowner's exemption	$42,852	$148,864 Land $23,000 Building $125,864

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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