Scott County property record for 203 Sturbridge Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,365 sqft · built 1996 |
| Lot Size | 0.176 acres (7,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,000 (Apr 2019) |
| Tax Bill | $1,963 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-213.000 |
| Primary APN | 138-20-213.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,365 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Foundation Type | Block |
| Lot Area | 7,700 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 203 STURBRIDGE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 3 |
| Legal Subdivision | COLONY 3 |
| Legal Lot Number | 2 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40606 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 STURBRIDGE DR, GEORGETOWN, KY 40324-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Jun 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DISCOVER BANK |
| Apr 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REPUBLIC BANK & TRUST CO |
| Apr 15, 2019 | Deed, Transfer · ARM REPUBLIC BANK & TRUST CO |
| Feb 13, 2019 | Commissioner's Deed, Foreclosure · Construction Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on Record |
| Deed Sale | Apr 15, 2019 · Amount on Record |
| Prior Sale | Feb 13, 2019 · Amount on Record |
| Deed Document Number | 2019399071 |
| Deed Book / Page | 404 / 758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 203 STURBRIDGE DR, GEORGETOWN, KY 40324-2543 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 203 STURBRIDGE DR, GEORGETOWN, KY 40324-2543 |
| Document Number | 0M1738/119 |
|---|---|
| Date | May 8, 2023 |
| Book Page | M1738/119 |
| Instrument | 472298 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 203 STURBRIDGE DR, GEORGETOWN, KY 40324-2543 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1695/214 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | M1695/214 |
| Instrument | 455692 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 6, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 203 STURBRIDGE DR, GEORGETOWN, KY 40324-2543 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | M1435/840 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | M1435/840 |
| Instrument | 399073 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 15, 2019 |
| Property Address | 203 STURBRIDGE DR, GEORGETOWN, KY 40324-2543 |
| Document Number | D404/758 |
| Book / Page | D404 / 758 |
| Map Reference | CAB 4 SL 1537 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 399071 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 OLD LEMONS MILL RD, 204, GEORGETOWN, KY 40324-1574 |
| Name | Verified Name |
|---|---|
| Address | 203 STURBRIDGE DR, GEORGETOWN, KY 40324-2543 |
| Document Number | 399072 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 399072 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year LIBOR |
| Max Rate | 10.7% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 13, 2019 |
| Property Address | 203 STURBRIDGE DR, GEORGETOWN, KY 40324-2543 |
| Document Number | D403/305 |
| Book / Page | D403 / 305 |
| Map Reference | CAB 4 SL 1537 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 396707 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 204 OLD LEMONS MILL RD, GEORGETOWN, KY 40324-1574 |
| Document Number | 396708 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 396708 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 12, 2022 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,500 (+4.54%) | $230,500 (+4.54%) | |
| 2025 | $1,963.00 (+7.92%) | $220,500 (+9.87%) | $220,500 (+9.87%) |
| 2023 | $1,819.00 (+19.59%) | $200,700 (+14.42%) Land $38,500 Building $162,200 | $200,700 (+14.42%) Land $38,500 Building $162,200 |
| 2022 | $1,521.00 | $175,400 Land $33,000 Building $142,400 | $175,400 Land $33,000 Building $142,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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