203 Straits Dr, Beaufort, NC 28516 Property Records

Carteret County property record for 203 Straits Dr, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,904 sqft · built 1990
Lot Size0.624 acres (27,181 sqft)
Owner2 Individual Names on File
Last Sale$166,000 (Apr 2004)
Tax Bill$1,316 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN7336.03.04.5057000

Property Details

APN / Parcel Number

Primary APN7336.03.04.5057000
Alternative APNs
  • 37016
  • 42479

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,904 sqft Heated Area
Gross Area2,796 sqft
1st Floor Area1,904 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,181 sqft (0.624 acres)
Lot Dimensions218 ft deep x 125 ft wide
View / LotWaterfront - Canal
Garage TypeFinished
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft
Deck Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number42479
Street Address203 STRAITS DR
CityBEAUFORT
StateNC
Zip28516-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL27 BB S2 HARBOR POINT
Legal SubdivisionHARBOR POINT
Legal Block04
Legal Lot Number27
JurisdictionCARTERET NC
Township / Civil DivisionSTRAITS
Census Block Group1
Census Block1023
Census Tract970103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address203 STRAITS DR, BEAUFORT, NC 28516-9654
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2004 · Amount on File
Deed SaleApr 2, 2004 · Amount on File
Deed Book / Page1048 / 37
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address203 STRAITS DR, BEAUFORT, NC 28516-9654
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016800098
DateJul 23, 2020
Book Page1680/98
Instrument1680098
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,288 (-) Land $95,111 Building $248,177$343,288 (-) Land $95,111 Building $248,177
2025$1,316.00 (+15.95%)$343,288 (+70.94%) Land $95,111 Building $248,177$343,288 (+70.94%) Land $95,111 Building $248,177
2023$200,827 Land $54,665 Building $146,162$200,827 Land $54,665 Building $146,162
2022$1,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 197 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims170 (1985–2025)
Claims Outside the SFHA1 of 170
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 88 claims
  • Hurricane Irene, Aug 2011 · 18 claims
  • Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 76% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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