203 Stephen Dr, Georgetown, KY 40324 Property Records

Scott County property record for 203 Stephen Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,463 sqft · built 2007
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Jun 2018)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-20-139.000`

Property Details

APN / Parcel Number

Primary APN	`188-20-139.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,463 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	203 STEPHEN DR
City	GEORGETOWN
State	KY
Zip	40324-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VALLEY
Legal Subdivision	PLEASANT VALLEY
Legal Phase	2
Legal Lot Number	92
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1053
Census Tract	40303

Owner

Source: Scott County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 STEPHEN DR, GEORGETOWN, KY 40324-8085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 19, 2018	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Apr 4, 2008 · Amount on Record
Deed Document Number	387648
Deed Book / Page	D398 / 304
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	203 STEPHEN DR, GEORGETOWN, KY 40324-8085
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 STEPHEN DR, GEORGETOWN, KY 40324-8085
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1759/195
Date	Oct 20, 2023
Book Page	M1759/195
Instrument	485648

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	203 STEPHEN DR, GEORGETOWN, KY 40324-8085
Transaction Type	Mortgage
Record Updated	May 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1503/781
Date	Apr 22, 2020
Book Page	M1503/781
Instrument	415209

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2044

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 19, 2018
Property Address	203 STEPHEN DR, GEORGETOWN, KY 40324-8085
Document Number	D398/304
Book / Page	D398 / 304
Map Reference	CAB9 SL244
Instrument Date	Jun 15, 2018
Instrument	387648
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 KESTRAL DR, 73, WELLINGTON, KY 40387-0060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 STEPHEN DR, GEORGETOWN, KY 40324-8085

Mortgage

Document Number	387649
Date	Jun 19, 2018
Instrument	387649

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,953.00 (+7.77%)	$331,600 (+9.73%)	$331,600 (+9.73%)
2023	$2,740.00 (+21.83%)	$302,200 (+16.54%) Land $45,000 Building $257,200	$302,200 (+16.54%) Land $45,000 Building $257,200
2022	$2,249.00	$259,300 Land $39,000 Building $220,300	$259,300 Land $39,000 Building $220,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Stephen Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures