Catoosa County property record for 203 Spring Valley Ln, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,327 sqft · built 1995 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Jan 2026) |
| Tax Bill | $2,180 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0035E097000 |
| Primary APN | 0035E097000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,327 sqft Heated Area |
| 1st Floor Area | 1,327 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Porch | Slab |
| Porch Area | 170 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17283 |
|---|---|
| Street Address | 203 SPRING VALLEY LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 97 MILL CREEK UNIT 2 |
| Legal Subdivision | MILL CREEK |
| Legal Lot Number | 97 |
| Legal Unit | 2 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30202 |
Source: Catoosa County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Jan 12, 2026 | Warranty Deed, Transfer · VA Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNI |
| May 21, 2021 | Quit Claim Deed, Transfer CITIZEN BK |
| Feb 17, 2021 | Warranty Deed, Transfer REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L |
| Sep 12, 2019 | Grant Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Jun 28, 2018 | Warranty Deed, Transfer TITLE GUARANTY |
| Jun 28, 2018 | Affidavit of Death, Transfer TITLE GUARANTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2021 · Amount on Record |
| Deed Book / Page | 2426 / 823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Document Number | 0021390000000282 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 0000002139/0000000282 |
| Instrument | 004953 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jan 12, 2026 |
| Property Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Document Number | 0024260823 |
| Book / Page | 2426 / 823 |
| Instrument Date | Jan 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Document Number | 2026000194 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026000194 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNI |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 21, 2021 |
| Property Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Document Number | 0021390276 |
| Book / Page | 002139 / 000276 |
| Instrument Date | May 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 SPRING VALLEY LN RINGGOLD GA 307366922, RINGGOLD, GA 30736-6922 |
| Document Number | 21390282 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 002139/000282 |
| Name | CITIZEN BK |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 20, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 17, 2021 |
| Property Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Document Number | 0021140307 |
| Book / Page | 002114 / 000307 |
| Instrument Date | Feb 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2021 |
| Title Company | REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L |
| Amount | Amount Recorded |
|---|---|
| Tax | $208.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 SPRING VALLEY LN RINGGOLD GA 307366922, RINGGOLD, GA 30736-6922 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Sep 12, 2019 |
| Property Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Document Number | 0020080108 |
| Book / Page | 002008 / 000108 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 SPRING VALLEY LN RINGGOLD GA 307366922, RINGGOLD, GA 30736-6922 |
| Document Number | 20080110 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 002008/000110 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 11, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jun 28, 2018 |
| Property Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Document Number | 0019420743 |
| Book / Page | 001942 / 000743 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Tax | $162.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 SPRING VALLEY LN RINGGOLD GA 307366922, RINGGOLD, GA 30736-6922 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jun 28, 2018 |
| Property Address | 203 SPRING VALLEY LN, RINGGOLD, GA 30736-6922 |
| Document Number | 0019420739 |
| Book / Page | 001942 / 000739 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 SPRING VALLEY LN RINGGOLD GA 307366922, RINGGOLD, GA 30736-6922 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,180.00 (+12.72%) | $114,861 (+32.9%) Land $14,000 Building $100,861 | $287,153 (+32.9%) Land $35,000 Building $252,153 |
| 2023 | $1,934.00 (+22.25%) | $86,428 Land $14,000 Building $72,428 | $216,071 Land $35,000 Building $181,071 |
| 2022 | $1,582.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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