203 Spinnaker Ct, Lexington, NC 27292 Property Records

Davidson County property record for 203 Spinnaker Ct, Lexington, NC 27292

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,048 sqft · built 2020
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Jul 2020)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-040-D-000-0104`

Property Details

APN / Parcel Number

Primary APN	`06-040-D-000-0104`
Alternative APN	`9247712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,048 sqft Total Area
1st Floor Area	2,140 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	46,174 sqft (1.06 acres)
Lot Width	215 ft Width
View / Lot	Waterfront / Beach
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9247712
Street Address	203 SPINNAKER CT
City	LEXINGTON
State	NC
Zip	27292-5087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	PB33-1 L104 BK2417-693 YACHTSMANS
Legal Subdivision	YACHTSMANS POINT SUBDIVISION
Jurisdiction	DAVIDSON NC
Township / Civil Division	COTTON GROVE
Census Block Group	2
Census Block	2008
Census Tract	61807

Owner

Source: Davidson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 SPINNAKER CT, LEXINGTON, NC 27292-5087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MORTGAGE
Jul 9, 2020	Warranty Deed, Construction Loan · Construction Mortgage INTERCOASTAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Oct 3, 2001 · Amount on Record
Deed Document Number	202014505
Deed Book / Page	2417 / 693
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	203 SPINNAKER CT, LEXINGTON, NC 27292-5087
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025310503
Date	Feb 14, 2022
Book Page	2531/503
Instrument	2022000003494

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	203 SPINNAKER CT, LEXINGTON, NC 27292-5087
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024680700
Date	Apr 5, 2021
Book Page	2468/700
Instrument	2021000008044

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jul 9, 2020
Property Address	203 SPINNAKER CT, LEXINGTON, NC 27292-5087
Document Number	0024170693
Book / Page	2417 / 693
Map Reference	MB 33 PG 1&2
Instrument Date	Jul 3, 2020
Instrument	2020000014505
Transaction Type	Construction Loan
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11220 WESCOTT HILL DR, 11220, HUNTERSVILLE, NC 28078-0621

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000014506
Date	Jul 9, 2020
Instrument	2020000014506

Lender

Name	INTERCOASTAL MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2021

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,580.00 (-1.5%)	$239,440 (-)	$239,440 (-) Land $25,000 Building $214,440
2023	$1,604.00	$239,440	$239,440 Land $25,000 Building $214,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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