203 Sowder School Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 203 Sowder School Rd, Mount Vernon, KY 40456 · Last verified February 2026

Property Summary

Property Type	Mobile Home
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2023)
Tax Bill	$617 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2006 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047-00-035.07`

Property Details

APN / Parcel Number

Primary APN	`047-00-035.07`
Alternative APNs	`1729701` `1233701` `169301`

Exterior

Lot Area	522,720 sqft (12 acres)

Location & Zoning

Account Number	1233701
Street Address	203 SOWDER SCHOOL RD
City	MOUNT VERNON
State	KY
Zip	40456-8158
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1 12 ACRES & MH
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1000
Census Tract	950300

Owner

Source: Rockcastle County records · APN 047-00-035.07

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 21, 2006	Deed of Trust, Mortgage · Line of Credit AMERICAN GENERAL FINANCIAL SERVICES INC
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage GO MORTGAGE LLC
May 17, 2021	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 24, 2021	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	384995
Deed Book / Page	286 / 530
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	203 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8158
Transaction Type	Mortgage
Record Updated	Feb 03, 2026
Title Company	EIT TITLE, ELITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M328/124
Date	May 03, 2022
Book Page	M328/124
Instrument	370869

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2032

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	203 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8158
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG000/435
Date	Nov 21, 2006
Book Page	MTG 000/435
Instrument	215930

Lender

Name	AMERICAN GENERAL FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	LONDON, KY 40741

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Mar 16, 2023
Property Address	203 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8158
Document Number	000286/530
Book / Page	286 / 530
Instrument Date	Mar 15, 2023
Instrument	384995
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 DEN DR, PARK CITY, KY 42160-7553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8158

Mortgage

Document Number	0000384996
Date	Mar 16, 2023
Instrument	384996

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	May 17, 2021
Property Address	203 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8158
Document Number	00D277/685
Book / Page	D277 / 685
Instrument Date	Mar 10, 2021
Instrument	367260
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SOWDER SCHOOL RD, CLIMAX, KY 40456-8158

February 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Feb 24, 2021
Property Address	203 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8158
Document Number	00D276/423
Book / Page	D276 / 423
Instrument Date	Jan 08, 2021
Instrument	366477
Transaction Type	Foreclosure
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 RED BANK RD, CINCINNATI, OH 45227-3408

Tax Assessment & Valuation

Source: Rockcastle County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$617.00 (-4.19%) Homeowner's exemption	$125,000 (-)	$125,000 (-)
2024	$644.00 (-22.13%) Homeowner's exemption	$125,000 (+25%)	$125,000 (+25%)
2023	$827.00	$100,000	$100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212039503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2010, rainfall accumulation, Severe Storms, Flooding, Mudslides, And Tornadoes
Claims By Storm	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 80% of Kentucky
Wildfire Likelihood	About 1 in 420 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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