Carteret County property record for 203 Smith St, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,309 sqft · built 2020 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Company Name on Record |
| Last Sale | $135,000 (Jan 2019) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Apr 2020 Construction Loan Jan 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 6375.12.96.4908000 |
| Primary APN | 6375.12.96.4908000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,309 sqft Heated Area |
| Gross Area | 1,599 sqft |
| 1st Floor Area | 1,153 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 103 ft deep x 49 ft wide |
| Porch | Slab |
| Deck Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 59516 |
|---|---|
| Street Address | 203 SMITH ST |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-7347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L30 BA BEACH MOBILE HOME COURT |
| Legal Subdivision | BEACH MOBILE COURT |
| Legal Block | 96 |
| Legal Lot Number | 30 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 971103 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 625 LYNNDALE CT, E, GREENVILLE, NC 27858-5463 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Construction Loan · Construction Mortgage SITE PLAN LLC |
| Jan 8, 2019 | Grant Deed, Transfer · Conventional with PMI WILLIE JR WALLACE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on Record |
| Deed Sale | Jan 8, 2019 · Amount on Record |
| Prior Sale | Apr 1, 2004 · Amount on Record |
| Deed Document Number | 20191627151 |
| Deed Book / Page | 1627 / 151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 9, 2020 |
| Property Address | 203 SMITH ST, ATLANTIC BEACH, NC 28512-7347 |
| Document Number | 0016680394 |
| Book / Page | 001668 / 000394 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1198 SCARLET OAK DR GREENVILLE NC 27858, GREENVILLE, NC 27858 |
| Document Number | 16680394 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 001668/000394 |
| Name | SITE PLAN LLC |
|---|---|
| Address | 1700 E ARLINGTON BLVD # D, GREENVILLE, NC 27858-7842 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 8, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 8, 2019 |
| Property Address | 203 SMITH ST, ATLANTIC BEACH, NC 28512-7347 |
| Document Number | 0016270151 |
| Book / Page | 001627 / 000151 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1700 E ARLINGTON BLVD #D GREENVILLE NC 278587842, D, GREENVILLE, NC 27858-7842 |
| Document Number | 16270152 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 001627/000152 |
| Name | WILLIE JR WALLACE |
|---|---|
| Address | 4001 S ELM ST, GREENVILLE, NC 27858-5214 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 7, 2034 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $835,812 (-2.27%) Land $466,750 Building $369,062 | $835,812 (-2.27%) Land $466,750 Building $369,062 | |
| 2025 | $1,978.00 (+114.3%) | $855,237 (+210.63%) Land $466,750 Building $388,487 | $855,237 (+210.63%) Land $466,750 Building $388,487 |
| 2023 | $275,320 Land $125,332 Building $149,988 | $275,320 Land $125,332 Building $149,988 | |
| 2022 | $923.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 526 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 962 units insured incl. 436 condo units |
| Nearby Flood Claims | 155 (1996–2024) |
| Claims Outside the SFHA | 5 of 155 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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