203 Shadyside Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 203 Shadyside Rd, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,531 sqft · built 1928
Lot Size0.752 acres (32,757 sqft)
Owner2 Individual Names on Record
Tax Bill$12,214 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-02401-0000-00006

Property Details

APN / Parcel Number

Primary APN48-02401-0000-00006
Alternative APN
  • 480240100006

Interior

Stories2 Stories
Building Area1,531 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area32,757 sqft (0.752 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address203 SHADYSIDE RD
CityRAMSEY
StateNJ
Zip07446-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description0.752AC
Legal Block2401
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2007
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address203 SHADYSIDE RD, RAMSEY, NJ 07446-1743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 17, 2007
Transfer Doc0093290296
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address203 SHADYSIDE RD, RAMSEY, NJ 07446-1743
Document Number0029600886
Instrument DateMay 7, 2018
Transaction TypeMortgage
Record UpdatedJul 2, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address203 SHADYSIDE RD RAMSEY NJ 074461743, RAMSEY, NJ 07446-1743

Mortgage

Document Number0029600886
DateJun 7, 2018
Book Page002960/000886
Instrument39878
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 6, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$625,800 (+5.5%) Land $345,100 Building $280,700$625,800 (+5.5%) Land $345,100 Building $280,700
2025$12,214.00 (-4.62%)$593,200 (+30.72%) Land $315,100 Building $278,100$593,200 (+30.72%) Land $315,100 Building $278,100
2024$12,806.00 (+7.59%)
2023$453,800 Land $253,200 Building $200,600$453,800 Land $253,200 Building $200,600
2022$11,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2005–2011)
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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