Harford County property record for 203 Seneca Way, #B, Havre De Grace, MD 21078
| Property Type | Condominium |
|---|---|
| Details | 2,000 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Apr 2022) |
| Tax Bill | $3,892 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06-055591 |
| Primary APN | 06-055591 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,000 sqft Total Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 055591 |
|---|---|
| Street Address | 203 SENECA WAY, B |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-2941 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RB |
| Legal Description | CONDO UNIT 35 203-B SENECA WAY SENECA POINTE PT 7/99 |
| Legal Subdivision | SENECA POINTE CONDOMINIUM |
| Legal Lot Number | 35 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 306100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Havre de Grace Historic District listed 1982 · 904 contributing resources · NRIS 82002815 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
203 Seneca Way, #B is owned by two individuals who bought it in April 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2868 COLLEGE DR, ALLENTOWN, PA 18104-6102 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Nov 23, 2020 | Deed, Transfer · Conventional Mortgage ACRE MORTGAGE & FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on File |
| Deed Sale | Apr 4, 2022 · Amount on File |
| Prior Sale | Nov 23, 2020 · Amount on File |
| Deed Book / Page | 15447 / 380 |
| Prior Transfer Date | Apr 21, 2016 |
| Prior Transfer Doc | 0118310224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 4, 2022 |
| Property Address | 203 SENECA WAY # B, B, HAVRE DE GRACE, MD 21078-2941 |
| Document Number | 0154470380 |
| Book / Page | 15447 / 380 |
| Map Reference | MB 7 FO 99-101 |
| Instrument Date | Mar 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | EQUITABLE TITLE/FL, EQUITABLE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2868 COLLEGE DR, ALLENTOWN, PA 18104-6102 |
| Document Number | 0015447386 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 15447/386 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 23, 2020 |
| Property Address | 203 SENECA WAY # B, B, HAVRE DE GRACE, MD 21078-2941 |
| Document Number | 0142840047 |
| Book / Page | 14284 / 47 |
| Map Reference | MB 7 FO 99-101 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1132 LAUREL DR, WEST CHESTER, PA 19380-4037 |
| Document Number | 0001428450 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 14284/50 |
| Name | ACRE MORTGAGE & FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 203 Seneca Way, #B was $3,892, up 21.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,892.00 (+21.89%) | $408,333 (+9.87%) | $445,000 (-) Land $160,000 Building $285,000 |
| 2025 | $3,193.00 | $371,667 | $445,000 Land $160,000 Building $285,000 |
| 2023 | $335,000 Land $135,000 Building $200,000 | $335,000 Land $135,000 Building $200,000 | |
| 2022 | $3,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Seneca Way, #B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 units insured incl. 150 condo units |
| Nearby Flood Claims | 30 (2003–2011) |
| Claims Outside the SFHA | 2 of 30 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Seneca Way, #B is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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