203 SE 4th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 203 SE 4th St, Laurel, MT 59044

Property Summary

Property Type	Commercial
Details	4,596 sqft · built 1996
Lot Size	0.77 acres (33,541 sqft)
Owner	Company Name on File
Tax Bill	$10,905 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`000B030440`

Property Details

APN / Parcel Number

Primary APN	`000B030440`
Alternative APNs	`03-0821-16-1-11-01-0000` `R0338702` `B030440` `B03044`

Interior

Stories	1 Story
Building Area	4,596 sqft Gross Area
1st Floor Area	3,636 sqft
Basement Area	960 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	33,541 sqft (0.77 acres)
View / Lot	Commercial

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 SE 4TH ST
City	LAUREL
State	MT
Zip	59044-3309
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	HC
Legal Description	CANYON CREEK STATION SUBD, S16, T02 S, R24 E, LOT 1, (98)
Legal Range	24E
Legal Township	02S
Legal Section	16
Legal Subdivision	CANYON CREEK STATION SUBD
Legal Block	2
Legal Lot Number	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	2
Census Block	2060
Census Tract	1902

Owner

Source: Yellowstone County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	40 27TH ST W, 1, BILLINGS, MT 59102-8622
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2013
Deed Sale	Mar 1, 2013
Prior Sale	Sep 22, 2006
Deed Document Number	20133658488
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	203 SE 4TH ST, LAUREL, MT 59044-3309
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 27TH ST W 1, 1, BILLINGS, MT 59102-8622

Mortgage

Document Number	0004034213
Date	Nov 7, 2022
Instrument	4034213

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BILLINGS, MT 59106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Nov 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	203 SE 4TH ST, LAUREL, MT 59044-3309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003832009
Date	Oct 30, 2017
Instrument	3832009

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BILLINGS, MT 59106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 2, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,905.00 (+10.04%)	$775,500 (+9.23%) Land $599,548 Building $175,952	$775,500 (+9.23%) Land $599,548 Building $175,952
2024	$9,910.00 (+25.19%)
2023	$7,916.00	$710,000	$710,000 Land $437,005 Building $272,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
BHT Investment Holdings Fixed Wireless	100 / 20

May also be available: AT&T, BHT Holdings, Verizon.

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