Cedar County property record for 203 Sand Trap Cir, Tipton, IA 52772
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,129 sqft · built 2007 |
| Lot Size | 0.557 acres (24,263 sqft) |
| Owner | Company Name on Record |
| Last Sale | $725,500 (Jun 2026) |
| Tax Bill | $7,502 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048010013260090 |
| Primary APN | 048010013260090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,129 sqft Living Area |
| Basement Area | 1,965 sqft |
| Finished Basement | 925 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,263 sqft (0.557 acres) |
| Garage Type | Attached |
| Garage Area | 577 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 624 sqft |
| Deck Area | 27 sqft |
| Patio Area | 824 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 203 SAND TRAP CIR |
|---|---|
| City | TIPTON |
| State | IA |
| Zip | 52772-1986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT RIDGE 1ST ADDLOT 9 |
| Legal Range | 03W |
| Legal Township | 80N |
| Legal Section | 01 |
| Legal Subdivision | WALNUT RIDGE 1ST ADD |
| Legal Lot Number | 9 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | CENTER |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 450300 |
Source: Cedar County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1502 FRANKLIN AVE, WEST BRANCH, IA 52358-8578 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 2, 2026 | Contract Sale, Transfer NONE LISTED ON DOCUMENT |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Oct 7, 2021 · Amount on Record |
| Deed Document Number | 20261600 |
| Deed Book / Page | 1822 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Jun 2, 2026 |
| Property Address | 203 SAND TRAP CIR, TIPTON, IA 52772-1986 |
| Document Number | 0000001600 |
| Book / Page | 1822 / 307 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261600 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $117,160.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1502 FRANKLIN AVE, WEST BRANCH, IA 52358-8578 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 203 SAND TRAP CIR, TIPTON, IA 52772-1986 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001558/179 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 1558/179 |
| Instrument | 2020 4209 |
| Name | FIDELITY BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Tipton City |
| Unified School District | Tipton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,502.00 Homeowner's exemption | $485,960 (-) Land $62,860 Building $423,100 | $485,960 (-) Land $62,860 Building $423,100 |
| 2025 | $7,502.00 (+0.24%) Homeowner's exemption | $485,960 (+10.98%) Land $62,860 Building $423,100 | $485,960 (+10.98%) Land $62,860 Building $423,100 |
| 2024 | $7,484.00 (+4.5%) | ||
| 2023 | $437,870 (+20.19%) Land $62,860 Building $375,010 | $437,870 (+20.19%) Land $62,860 Building $375,010 | |
| 2022 | $7,162.00 Homeowner's exemption | $364,300 Land $56,570 Building $307,730 | |
| 2021 | $364,300 Land $56,570 Building $307,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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