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203 Salisbury St, Waterloo, IL 62298 Property Records

Monroe County property record for 203 Salisbury St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,130 sqft · built 1991
Lot Size0.1 acres (4,570 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Jul 2024)
Tax Bill$3,906 (2025)
Deeds & MortgagesAug 2026 Mortgage
Apr 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-25-249-019-000

Property Details

APN / Parcel Number

Primary APN07-25-249-019-000
Alternative APN
  • 07251120100600 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,130 sqft Living Area
1st Floor Area1,130 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Foundation TypeRaised
Lot Area4,570 sqft (0.1 acres)
Lot Dimensions70 ft deep x 65 ft wide
Garage Area315 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address203 SALISBURY ST
CityWATERLOO
StateIL
Zip62298-1249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWB3
Legal Description12B & 13B J B MOORES ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionJ B MOORES ADD
JurisdictionMONROE IL
Township / Civil Division32
Census Block Group3
Census Block3050
Census Tract600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Historic District
listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

203 Salisbury St is owned and occupied by two individuals who bought it in July 2024.

Source: Monroe County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address203 SALISBURY ST, WATERLOO, IL 62298-1249
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 8, 2019Loan Modification, Mortgage · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2024 · Amount on File
Deed SaleJul 26, 2024 · Amount on File
Deed Document Number2024433995
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Recording DateAug 25, 2026
Property Address203 SALISBURY ST, WATERLOO, IL 62298-1249
Document Number0000444093
Instrument DateAug 17, 2026
Instrument2026444093
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 SALISBURY ST, WATERLOO, IL 62298-1249

Mortgage

Document Number0000444093,
DateAug 25, 2026
Instrument2026444093
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE IL
Property Address203 SALISBURY ST, WATERLOO, IL 62298-1249
Document Number0000401014
Instrument DateApr 8, 2019
Transaction TypeMortgage
Record UpdatedMay 7, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address203 SALISBURY ST WATERLOO IL 622981249, WATERLOO, IL 62298-1249

Mortgage

Document Number0000401014
DateApr 22, 2019
Instrument401014
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 21, 2049
Interest
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 203 Salisbury St was $3,906, up 6.4% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,906.00 (+6.4%) Homeowner's exemption$69,770 Land $15,600 Building $54,170$209,310 Land $46,800 Building $162,510
2024$3,671.00
2022Additional exemption filed$48,790 Land $14,680 Building $34,110$146,370 Land $44,040 Building $102,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Salisbury St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 203 Salisbury St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: ClearWave, Wisper ISP.

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