203 S Orchard St, Apt 5C, Ormond Beach, FL 32174 Property Records

Volusia County property record for 203 S Orchard St, Apt 5C, Ormond Beach, FL 32174

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,083 sqft · built 1984
Lot Size5.61 acres (244,732 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Oct 2017)
Tax Bill$2,534 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN4241-20-00-005C

Property Details

APN / Parcel Number

Primary APN4241-20-00-005C
Alternative APNs
  • 4114322000005C
  • 3214412000005C
  • 4713361.0
  • 4713361

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units55 Units
Stories1 Story
Building Area1,083 sqft Living Area
1st Floor Area1,083 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area244,732 sqft (5.61 acres)
PorchPatio
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4713361
Street Address203 S ORCHARD ST, 5C
CityORMOND BEACH
StateFL
Zip32174-8403
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 5-C THOUSAND OAKS CONDO PER OR 2538 PG 981 MB 39 PG 133-135 INC PER OR 5266 PG 4944 PER OR 7465 PG 713
Legal Range32E
Legal Township14S
Legal Section41
Legal SubdivisionTHOUSAND OAKS CONDO
Legal Tract20
Legal Unit5
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group2
Census Block2000
Census Tract80803

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address203 S ORCHARD ST, 5C, ORMOND BEACH, FL 32174-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Balloon Mortgage
JACOB J CHMIELOWSKI
Oct 30, 2017Warranty Deed, Transfer · Conventional Mortgage
RICHARD KANTOR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2017 · Amount on Record
Deed SaleOct 30, 2017 · Amount on Record
Prior SaleFeb 27, 2004 · Amount on Record
Deed Document Number2017209483
Deed Book / Page7465 / 713
Prior Transfer DateOct 27, 2017
Prior Transfer Doc0074650713
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address203 S ORCHARD ST APT 5C, 5C, ORMOND BEACH, FL 32174-8403
Transaction TypeMortgage
Record UpdatedJan 8, 2026
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3180 OCEAN SHORE BLVD 213, 213, ORMOND BEACH, FL 32176-2257

Mortgage

Document Number0087924609
DateDec 17, 2025
Book Page8792/4609
Instrument2025234778
Lender
NameJACOB J CHMIELOWSKI
TypePrivate Party
AddressPO BOX 100, HOLMES, PA 19043
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term12 Months
DueDec 12, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 30, 2017
Property Address203 S ORCHARD ST APT 5C, 5C, ORMOND BEACH, FL 32174-8403
Document Number0074650713
Book / Page007465 / 000713
Instrument DateOct 27, 2017
Instrument209483
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 S ORCHARD ST #5C ORMOND BEACH FL 321748403, 5C, ORMOND BEACH, FL 32174-8403

Mortgage

Document Number74650715
DateOct 30, 2017
Book Page007465/000715
Instrument209484
Lender
NameRICHARD KANTOR
Address637 RIVERSIDE DR, ORMOND BEACH, FL 32176-7713
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 29, 2037
Interest
Rate TypeFixed Rate
Rate8%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,420 (-10.45%)$160,936 (+1.19%) Land $32,600 Building $128,336
2025$2,534.00 (+0.64%)$159,041 (-15.95%) Land $32,600 Building $126,441$159,041 (-15.95%) Land $32,600 Building $126,441
2024$2,518.00 (+12.66%)$189,233 (+19.74%) Land $34,700 Building $154,533$189,233 (+19.74%) Land $34,700 Building $154,533
2023$2,235.00 (+10.81%)$158,036 (+13.26%) Land $31,200 Building $126,836$158,036 (+13.26%) Land $31,200 Building $126,836
2022$2,017.00$139,534 Land $24,900 Building $114,634$139,534 Land $24,900 Building $114,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 226 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies280 units insured
incl. 54 condo units
Nearby Flood Claims107 (1990–2024)
Claims Outside the SFHA17 of 107
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 11 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 55 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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