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203 S Orchard St, Apt 3D, Ormond Beach, FL 32174 Property Records

Volusia County property record for 203 S Orchard St, Apt 3D, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,083 sqft · built 1984
OwnerIndividual Name on File
Last Sale$126,000 (Sep 2019)
Tax Bill$2,888 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN4241-20-00-003D

Property Details

APN / Parcel Number

Primary APN4241-20-00-003D
Alternative APNs
  • 3214412000003D
  • 4713271.0
  • 4713271

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,083 sqft Living Area
1st Floor Area1,083 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
PorchFinished/Screened Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4713271.0
Old Parcel Number3214412000003D
Street Address203 S ORCHARD ST APT 3D, 3D
CityORMOND BEACH
StateFL
Zip32174-8402
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 3-D THOUSAND OAKS CONDO MB 39 PG 133 PER OR 2538 PG 0981 PER OR 5057 PG 4827 PER OR 6315 PG 0226 PER OR 6362 PG 2229 PER
Legal Range32E
Legal Township14S
Legal Section41
Legal SubdivisionTHOUSAND OAKS CONDO
Legal Tract20
Legal Unit3
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group2
Census Block2000
Census Tract80803

Owner

Source: Volusia County records · APN 4241-20-00-003D

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3006 GLIN CIR, ORMOND BEACH, FL 32174-2000
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Sep 10, 2019Warranty Deed, Transfer · Conventional Mortgage
STEPHEN L CERKAS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Prior SaleDec 06, 2016 · Amount on Record
Deed Document Number2019-176956
Deed Book / Page7744 / 1597
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address203 S ORCHARD ST APT 3D, 3D, ORMOND BEACH, FL 32174-8402
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 CENTER AVE 81, 81, DAYTONA BEACH, FL 32117-8008

Mortgage

Document Number0088143706
DateFeb 17, 2026
Book Page8814/3706
Instrument2026027609
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address203 S ORCHARD ST APT 3D, 3D, ORMOND BEACH, FL 32174-8402
Transaction TypeMortgage
Record UpdatedJan 11, 2024
Title CompanySMART TITLE SERVICES, SMARTTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3006 GLIN CIR, ORMOND BEACH, FL 32174-2000

Mortgage

Document Number0081461407
DateOct 29, 2021
Book Page8146/1407
Instrument2021-261115
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateSep 10, 2019
Property Address203 S ORCHARD ST APT 3D, 3D, ORMOND BEACH, FL 32174-8402
Document Number0077441597
Book / Page007744 / 001597
Instrument DateAug 30, 2019
Instrument176956
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$882.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 S ORCHARD ST #3D ORMOND BEACH FL 321748402, 3D, ORMOND BEACH, FL 32174-8402

Mortgage

Document Number77441598
DateSep 10, 2019
Book Page007744/001598
Instrument176957
Lender
NameSTEPHEN L CERKAS
Address2294 OCEAN SHORE BLVD # 404, ORMOND BEACH, FL 32176-2867
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 09, 2029

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,888.00 (+11.72%)$162,741 (+0.68%) Land $36,300 Building $126,441$162,741 (+0.68%) Land $36,300 Building $126,441
2023$2,585.00 (+10.8%)$161,636 (+13.48%) Land $34,800 Building $126,836$161,636 (+13.48%) Land $34,800 Building $126,836
2022$2,333.00$142,434 Land $27,800 Building $114,634$142,434 Land $27,800 Building $114,634

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 226 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies280 units insured
54 under condo master policies
Nearby Flood Claims107 (1990–2024)
Claims Outside the SFHA17 of 107
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 11 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 55 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 16 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wire 3 HoldingsFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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