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203 S Matthews St, Morganton, NC 28655 Property Records

Burke County property record for 203 S Matthews St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1959
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on Record
Last Sale$79,000 (Apr 2011)
Tax Bill$850 (2026)
Deeds & MortgagesFeb 2024 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2703705105

Property Details

APN / Parcel Number

Primary APN2703705105
Alternative APN
  • 10219

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
Utility RoomUtility Room
FlooringWood

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area40,511 sqft (0.93 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area504 sqft
Shed1 Shed
Shed Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address203 S MATTHEWS ST
CityMORGANTON
StateNC
Zip28655-4618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMEDIUM INT
Legal Description203 S MATTHEWS ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group2
Census Block2009
Census Tract21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address203 S MATTHEWS ST, MORGANTON, NC 28655-4618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Nov 3, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2011 · Amount on Record
Deed SaleApr 26, 2011 · Amount on Record
Prior SaleJan 28, 2011 · Amount on Record
Deed Document Number20113684
Deed Book / Page1959 / 750
Prior Transfer DateJan 24, 2011
Prior Transfer Doc0019440857
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address203 S MATTHEWS ST, MORGANTON, NC 28655-4618
Transaction TypeMortgage
Record UpdatedFeb 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 S MATTHEWS ST, MORGANTON, NC 28655-4618

Mortgage

Document Number0027290648
DateFeb 15, 2024
Book Page2729/648
Instrument2024001265
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address203 S MATTHEWS ST, MORGANTON, NC 28655-4618
Transaction TypeMortgage
Record UpdatedDec 3, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025810965
DateNov 3, 2021
Book Page2581/965
Instrument2021013268
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$850.00 (+0.59%)$134,789 (-) Land $37,425 Building $97,364$134,789 (-) Land $37,425 Building $97,364
2025$845.00 (+0.36%)$134,789 (-) Land $37,425 Building $97,364$134,789 (-) Land $37,425 Building $97,364
2023$842.00$134,789 Land $37,425 Building $97,364$134,789 Land $37,425 Building $97,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Compas X-Stream
Cable		1,000 / 50
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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