203 S Main St, Berlin, MD 21811 Property Records

Worcester County property record for 203 S Main St, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,184 sqft · built 1900
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2024)
Tax Bill$5,966 (2026)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-030849

Property Details

APN / Parcel Number

Primary APN03-030849
Alternative APN
  • 030849

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,184 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
Lot Dimensions300 ft deep x 100 ft wide
PorchSlab
Porch Area244 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number030849
Street Address203 S MAIN ST
CityBERLIN
StateMD
Zip21811-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeH-1
Legal Description100' X 300' E SIDE 203 S MAIN ST BERLIN
JurisdictionWORCESTER MD
Township / Civil Division3, SINEPUXENT
Census Block Group1
Census Block1062
Census Tract951000

Owner

203 S Main St is owned by two individuals who bought it in October 2024.

Source: Worcester County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1116 BELLEMORE RD, BALTIMORE, MD 21210-1211
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2024 · Amount on File
Deed SaleOct 21, 2024 · Amount on File
Prior SaleJun 5, 2012 · Amount on File
Deed Book / Page8837 / 119
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address203 S MAIN ST, BERLIN, MD 21811-1403
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073380274
DateDec 17, 2018
Book Page7338/274
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Address00000
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 203 S Main St was $5,966, up 5.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
MunicipalityBerlin Town
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,966.00 (+5.29%)$341,667$358,900 Land $120,000 Building $238,900
2025$5,666.00
2023$4,489.00 Homeowner's exemption$285,567$307,200 Land $120,000 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 S Main St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 individual policies
Nearby Flood Policies27 units insured
incl. 3 condo units
Nearby Flood Claims13 (1992–2020)
Claims Outside the SFHA12 of 13
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BERLIN
serves 4,500 people · EPA ID MD0230001
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on S Main St

Nearby Streets

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