203 S Lakeshore Dr, Ocoee, FL 34761 Property Records

Orange County property record for 203 S Lakeshore Dr, Ocoee, FL 34761 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,861 sqft · built 1989
Lot Size	0.176 acres (7,652 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Feb 2023)
Tax Bill	$9,022 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-22-28-5504-05-140`

Property Details

APN / Parcel Number

Primary APN	`17-22-28-5504-05-140`
Alternative APNs	`282217550405140` `242354` `247194` `251769`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,861 sqft Living Area
Gross Area	3,917 sqft
1st Floor Area	1,972 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,652 sqft (0.176 acres)
Lot Width	74 ft Width
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	22 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	203 S LAKESHORE DR
City	OCOEE
State	FL
Zip	34761-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20240349128 20230065115 & 20170396126 & 20170396125 ERROR IN DESC-MARION PARK L/48 LOTS 14 & 15 BLK E & FROM SE COR LOT 14 RUN W 75.53 FT FOR A POB TH S 74 DEG W 63.51 FT N 40 DEG
Legal Range	28E
Legal Township	22S
Legal Section	17
Legal Subdivision	MARION PARK
Legal Tract	5504
Legal Block	E
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1032
Census Tract	18100

Owner

Source: Orange County records · APN 17-22-28-5504-05-140

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 06, 2023	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2017	Warranty Deed, Transfer · Conventional with PMI DAVID STOKES RE INVS LLC
Jul 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2023 · Amount on Record
Deed Sale	Feb 06, 2023 · Amount on Record
Prior Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	202365115
Transfer Doc	6171003972
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717

Mortgage

Document Number	0000592673
Date	Sep 29, 2021
Instrument	20210592673

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Apr 01, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 CASTERTON CIR, DAVENPORT, FL 33897-3693

Mortgage

Document Number	0000065116
Date	Feb 06, 2023
Instrument	20230065116

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717
Document Number	0000194821
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 S LAKESHORE DR OCOEE FL 347612717, OCOEE, FL 34761-2717

Mortgage

Document Number	0000194821
Date	Mar 27, 2020
Instrument	194821

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 16, 2018
Property Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717
Document Number	0000486991
Map Reference	MB L PG 48
Instrument Date	Aug 14, 2018
Instrument	20180486991
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 AMBRA DR, 1200, MELBOURNE, FL 32940-6755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717

Mortgage

Document Number	0000486992
Date	Aug 16, 2018
Instrument	20180486992

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 17, 2017
Property Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717
Document Number	0000396126
Instrument Date	Jul 14, 2017
Instrument	396126
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1362 NELSON CT ROCKLEDGE FL 329555103, ROCKLEDGE, FL 32955-5103

Mortgage

Document Number	396127
Date	Jul 17, 2017
Instrument	396127

Lender

Name	DAVID STOKES RE INVS LLC
Address	19270 AURORA AVE N # 1-402, SHORELINE, WA 98133-3988

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 17, 2017
Property Address	203 S LAKESHORE DR, OCOEE, FL 34761-2717
Document Number	0000396125
Instrument Date	Jul 14, 2017
Instrument	396125
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,694.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 S BUMBY AVE #A ORLANDO FL 328037415, A, ORLANDO, FL 32803-7415

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,268 (-0.1%) Land $68,868 Building $473,400	$542,268 (-1.35%) Land $68,868 Building $473,400
2025	$9,022.00 (+5.32%) Homeowner's exemption	$542,801 (+33.11%)	$549,678 (+11.17%) Land $68,868 Building $480,810
2024	$8,566.00 (+30.16%)
2023	$6,581.00 (+2.99%) Homeowner's exemption	$407,783 (+3%)	$494,446 (+17.3%) Land $68,871 Building $425,575
2022	$6,390.00 Homeowner's exemption	$395,906	$421,514 Land $61,218 Building $360,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950181001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force 29 of 33 on primary residences
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019, rainfall accumulation
Flood Events	Hurricane Irma (Sep 2017), 2 claims Hurricane Frances (Sep 2004), 4 claims Severe Storms, High Winds, Tornadoes, And Flooding (Dec 1997), 2 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

203 S Lakeshore Dr, Ocoee, FL 34761 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on S Lakeshore Dr

Nearby Streets

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