203 S 3rd Ave, Mc Cool Junction, NE 68401 Property Records

York County property record for 203 S 3rd Ave, Mc Cool Junction, NE 68401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.75 ba · 912 sqft · built 1914
Lot Size	3.65 acres (158,994 sqft)
Owner	Individual Name on Record
Tax Bill	$882 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930085507`

Property Details

APN / Parcel Number

Primary APN	`930085507`

Interior

Bedrooms	1 Bed
Full Baths	2.75 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1957
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	158,994 sqft (3.65 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	185 sqft
Deck Area	25 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	203 S 3RD AVE
City	MC COOL JUNCTION
State	NE
Zip	68401-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COMMERCIAL
Legal Description	RAILROAD RIGHT OF WAY EXC 1-0-2 VILLAGE OF MCCOOL JUNCTION; MAP NUMBER: 3521-00-0-70015-076-0001
Legal Range	02
Legal Township	00
Legal Section	01
Legal Subdivision	ORIGINAL TOWN (HAYES) WEST
Legal Block	76
Legal Lot Number	1-2
Jurisdiction	YORK NE
Township / Civil Division	HAYS
Census Block Group	1
Census Block	1283
Census Tract	969900

Owner

Source: York County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 S 3RD AVE, MC COOL JUNCTION, NE 68401-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage WEST GATE BANK
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2014
Deed Sale	Sep 18, 2014
Prior Sale	Oct 6, 2008 · Amount on Record
Deed Document Number	20142361
Deed Book / Page	14 / 163
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Jul 17, 2026
Property Address	203 S 3RD AVE, MC COOL JUNCTION, NE 68401-8005
Document Number	0000001570
Book / Page	161 / 776
Instrument Date	Jul 2, 2026
Instrument	20261570
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	YORK COUNTY TITLE INC, YORK COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$32,804.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 S 3RD AVE, MC COOL JUNCTION, NE 68401-8005

Mortgage

Document Number	0000001571,
Date	Jul 17, 2026
Instrument	20261571

Lender

Name	WEST GATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001572,
Date	Jul 17, 2026
Book Page	161/793
Instrument	20261572

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.48%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	203 S 3RD AVE, MC COOL JUNCTION, NE 68401-8005
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	100/280
Date	Jul 23, 2021
Book Page	100/280
Instrument	2021-02162

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Municipality	McCool Junction Village
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$882.00 (-19.38%)	$732,830 (+875.61%) Land $25,550 Building $707,280	$732,830 (+875.61%) Land $25,550 Building $707,280
2023	$1,094.00	$75,115 Land $4,200 Building $70,915	$75,115 Land $4,200 Building $70,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MCCOOL JUNCTION serves 487 people · EPA ID NE3120195
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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