203 Rustic Valley Ln, Foristell, MO 63348 Property Records

St. Charles County property record for 203 Rustic Valley Ln, Foristell, MO 63348

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,970 sqft · built 2018
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$678,000 (Oct 2019)
Tax Bill	$9,939 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T182100002`

Property Details

APN / Parcel Number

Primary APN	`T182100002`
Alternative APN	`3-0026-C478-00-0000.1000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,970 sqft Living Area
Basement Area	2,970 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T182100002
Street Address	203 RUSTIC VALLEY LN
City	FORISTELL
State	MO
Zip	63348-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC CREEK ESTS #1 LOT 1
Legal Range	01E
Legal Township	46N
Legal Subdivision	RUSTIC CREEK ESTS #1
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1023
Census Tract	312206

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	203 RUSTIC VALLEY LN, FORISTELL, MO 63348-1920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SAVINGS BANK OF RHINELAND
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage PEOPLES SAVINGS BANK OF RHINELAND
Nov 7, 2018	Loan Modification, Mortgage PEOPLES SVGS BK/RHINELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	0071551897
Deed Book / Page	7155 / 1897
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	203 RUSTIC VALLEY LN, FORISTELL, MO 63348-1920
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RUSTIC VALLEY LN, FORISTELL, MO 63348-1920

Mortgage

Document Number	0000051775
Date	Nov 18, 2025
Instrument	2025R-051775

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	203 RUSTIC VALLEY LN, FORISTELL, MO 63348-1920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068810798
Date	Feb 21, 2018
Book Page	6881/0798
Instrument	20180221000091580

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2019
Property Address	203 RUSTIC VALLEY LN, FORISTELL, MO 63348-1920
Document Number	0071551897
Book / Page	7155 / 1897
Map Reference	MB 49 PG 150
Instrument Date	Sep 27, 2019
Instrument	20191003000550290
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1820 FORISTELL RD, 1820, FORISTELL, MO 63348-1922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RUSTIC VALLEY LN, FORISTELL, MO 63348-1920

Mortgage

Document Number	20191003000550300
Date	Oct 3, 2019
Instrument	20191003000550300

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	203 RUSTIC VALLEY LN, FORISTELL, MO 63348-1920
Document Number	0070040734
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1820 FORISTELL RD FORISTELL MO 633481922, FORISTELL, MO 63348-1922

Mortgage

Document Number	0070040734
Date	Nov 19, 2018
Book Page	007004/000734
Instrument	651120

Lender

Name	PEOPLES SVGS BK/RHINELAND
Type	Federal Savings Bank
Address	HERMANN, MO 65041

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,939.00	$166,001 (+5.38%)	$873,686 (+5.38%) Land $120,240 Building $753,446
2023		$157,524
2022			$829,076 Land $100,200 Building $728,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: Spectrum, T-Mobile.

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