203 Riverside Dr, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 203 Riverside Dr, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,045 sqft · built 1981
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2020)
Tax Bill	$10,179 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-38-06-50-B-3`

Property Details

APN / Parcel Number

Primary APN	`28-38-06-50-B-3`
Alternative APNs	`28-38-06-50-0000B.0-0003.00` `2846980`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,045 sqft Living Area
Gross Area	4,106 sqft
1st Floor Area	1,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	101 ft deep x 112 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	456 sqft
Deck Area	600 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2846980
Street Address	203 RIVERSIDE DR
City	MELBOURNE BEACH
State	FL
Zip	32951-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1RS
Legal Description	SUNSET SHORES SUBD LOT 3 BLK B
Legal Range	38E
Legal Township	28S
Legal Section	06
Legal Subdivision	SUNSET SHORES SUBD
Legal Block	B
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1022
Census Tract	66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Deed Document Number	2020158530
Deed Book / Page	8805 / 634
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 24, 2020
Property Address	203 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2139
Document Number	0088050634
Book / Page	8805 / 634
Map Reference	MB 16 PG 63
Instrument Date	May 21, 2020
Instrument	2020158530
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14921 COUQIL AVE, 14921, MAGNOLIA SPRINGS, AL 36555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2139

Mortgage

Document Number	8805635
Date	Jul 24, 2020
Instrument	8805/635

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$749,200 (+5.71%)	$762,010 (+5.97%)
2025	$10,179.00 (+0.16%) Homeowner's exemption	$708,740 (+1.26%)	$719,070 (+2.73%) Land $317,440 Building $401,630
2023	$10,163.00 (+15.08%) Homeowner's exemption	$699,930 (+10.66%) Land $277,760 Building $422,170	$699,930 (+10.66%) Land $277,760 Building $422,170
2022	$8,831.00	$632,480 Land $267,840 Building $364,640	$632,480 Land $267,840 Building $364,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 162 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	40 (1979–2022)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20