Lake County property record for 203 Rivers Dr, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,316 sqft · built 1971 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Aug 2020) |
| Tax Bill | $11,817 (2024) |
| Deeds & Mortgages | Mar 2022 Transfer Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-208-018 |
| Primary APN | 12-17-208-018 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| Gross Area | 3,899 sqft |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 203 RIVERS DR |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARDEN SHORE ESTATES SUBDIVISION; LOTS 3 & 4 BLOCK 15 |
| Legal Subdivision | ARDEN SHORE ESTATES SUBDIVISION |
| Legal Block | 15 |
| Legal Lot Number | 3,4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 863202 |
203 Rivers Dr is owned and occupied by an individual who acquired it in March 2022.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 RIVERS DR, LAKE BLUFF, IL 60044-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| Aug 24, 2020 | Warranty Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on File |
| Deed Sale | Aug 24, 2020 · Amount on File |
| Deed Document Number | 20207687227 |
| Last Transfer Date | Mar 8, 2022 |
| Transfer Doc | 0007888472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 22, 2022 |
| Property Address | 203 RIVERS DR, LAKE BLUFF, IL 60044-1313 |
| Document Number | 0007888472 |
| Map Reference | MB R PG 50&51 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 7888472 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 203 RIVERS DR, LAKE BLUFF, IL 60044-1313 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 203 RIVERS DR, LAKE BLUFF, IL 60044-1313 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 203 RIVERS DR, LAKE BLUFF, IL 60044-1313 |
| Document Number | 0007833086 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 7833086 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 24, 2020 |
| Property Address | 203 RIVERS DR, LAKE BLUFF, IL 60044-1313 |
| Document Number | 0007687227 |
| Map Reference | DOC 297996 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 7687227 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 RIVERS DR, LAKE BLUFF, IL 60044-1313 |
| Document Number | 0007687228 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 7687228 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,638 Land $63,962 Building $132,676 | $589,973 Land $191,905 Building $398,068 | |
| 2024 | $11,817.00 (+462.71%) | ||
| 2023 | $2,100.00 (-77.56%) | $174,647 (+11.01%) Land $56,809 Building $117,838 | $523,993 (+11.01%) Land $170,444 Building $353,549 |
| 2022 | $9,358.00 | $157,323 Land $51,174 Building $106,149 | $472,016 Land $153,537 Building $318,479 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Rivers Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2007–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Rivers Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE CO. PW - ARDEN SHORES ESTATES serves 105 people · EPA ID IL0975050 |
|---|---|
| Water Source | Purchased surface water from NORTH CHICAGO |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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