203 Ridge Dr, Linville, NC 28646 Property Records

Avery County property record for 203 Ridge Dr, Linville, NC 28646

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,484 sqft · built 1986
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jun 2023)
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`79936`

Property Details

APN / Parcel Number

Primary APN	`79936`
Alternative APNs	`18560058536900000` `76734`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Heated Area
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	213 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79936
Street Address	203 RIDGE DR
City	LINVILLE
State	NC
Zip	28646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LRDC MOUNTAIN VIEW II 3 PLAT 26-57
Legal Subdivision	MOUNTAIN VIEW SEC 02
Jurisdiction	AVERY NC
Township / Civil Division	LINVILLE
Census Block Group	1
Census Block	1048
Census Tract	930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 217, LINVILLE, NC 28646-0217
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jan 7, 2021	Warranty Deed, Transfer NOT AVAILABLE
Nov 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	0005892285
Deed Book / Page	589 / 2285
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jun 26, 2023
Property Address	203 RIDGE DR, LINVILLE, NC 28646
Document Number	0000002699
Book / Page	589 / 2285
Map Reference	MB 26 PG 57
Instrument Date	Jun 21, 2023
Instrument	2023002699
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 VINTNER BLVD, PALM BEACH GARDENS, FL 33410-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 217, LINVILLE, NC 28646-0217

Mortgage

Document Number	0005892288
Date	Jun 26, 2023
Instrument	589/2288

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 18, 2021
Property Address	203 RIDGE DR, LINVILLE, NC 28646
Document Number	0000007327
Book / Page	569 / 1189
Map Reference	MB 26 PG 57
Instrument Date	Nov 10, 2021
Instrument	2021007327
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 CIRCLE PARK PL, CHAPEL HILL, NC 27517-8164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 704, LINVILLE, NC 28646-0704

Mortgage

Document Number	0005691193
Date	Nov 18, 2021
Instrument	569/1193

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jan 7, 2021
Property Address	203 RIDGE DR, LINVILLE, NC 28646
Document Number	0005542018
Book / Page	000554 / 002018
Instrument Date	Dec 23, 2020
Instrument	73
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 GOOD HOPE RD BLUFFTON SC 299093105, BLUFFTON, SC 29909-3105

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 16, 2020
Property Address	203 RIDGE DR, LINVILLE, NC 28646
Document Number	0005521072
Book / Page	000552 / 001072
Instrument Date	Nov 13, 2020
Instrument	6594
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 CIRCLE PARK PL CHAPEL HILL NC 275178164, CHAPEL HILL, NC 27517-8164

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,084.00	$521,200 (-) Land $75,000 Building $446,200	$521,200 (-) Land $75,000 Building $446,200
2023	$2,084.00	$521,200 (-) Land $75,000 Building $446,200	$521,200 (-) Land $75,000 Building $446,200
2022		$521,200 Land $75,000 Building $446,200	$521,200 Land $75,000 Building $446,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLES A CANNON MEMORIAL HOSPITAL private · serves 320 people · EPA ID NC0106123
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

4G LTE only, no 5G reported

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