Beltrami County property record for 203 Richards Ave SE, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,180 sqft · built 1955 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (May 2020) |
| Tax Bill | $2,577 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2021 Mortgage + 2 more |
| APN | 80.03850.00 |
| Primary APN | 80.03850.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,180 sqft Living Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 150 ft deep x 140 ft wide |
| Garage Area | 1,308 sqft |
| Porch | Slab |
| Porch Area | 77 sqft |
| Cooling System | Central |
|---|
| Street Address | 203 RICHARDS AVE SE |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-3747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-15 TWP-146 RANGE- 33 FINSETH'S 2ND ADD.TO NYMORE BLOCK- 6 |
| Legal Range | 33 |
| Legal Township | 146 |
| Legal Section | 15 |
| Legal Subdivision | FINSETHS 2ND ADD.TO NYMORE |
| Legal Block | 6 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 450706 |
Source: Beltrami County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 RICHARDS AVE SE, BEMIDJI, MN 56601-3747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit BANK FORWARD |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK FORWARD |
| May 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK FORWARD |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DEERWOOD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on Record |
| Deed Sale | May 20, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2011 · Amount on Record |
| Deed Document Number | 2020588716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 203 RICHARDS AVE SE, BEMIDJI, MN 56601-3747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 203 RICHARDS AVE SE, BEMIDJI, MN 56601-3747 |
| Document Number | A000613423 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | A000613423 |
| Name | BANK FORWARD |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 18, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 203 RICHARDS AVE SE, BEMIDJI, MN 56601-3747 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000605006 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | A000605006 |
| Name | BANK FORWARD |
|---|---|
| Type | Bank |
| Address | JAMESTOWN, ND 58402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | May 20, 2020 |
| Property Address | 203 RICHARDS AVE SE, BEMIDJI, MN 56601-3747 |
| Document Number | A000588716 |
| Instrument Date | May 20, 2020 |
| Instrument | A000588716 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | NOT AVAILABLE, SATHRE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 203 RICHARDS AVE SE, BEMIDJI, MN 56601-3747 |
| Document Number | A000588717 |
|---|---|
| Date | May 20, 2020 |
| Instrument | A000588717 |
| Name | BANK FORWARD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Jun 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 203 RICHARDS AVE SE, BEMIDJI, MN 56601-3747 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , A000562961 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | A000562961 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56619 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2032 |
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,577.00 (-14.21%) | $227,700 (-) Land $17,600 Building $210,100 | $227,700 (-) Land $17,600 Building $210,100 |
| 2025 | $3,004.00 (+30.95%) Homeowner's exemption | $227,700 (+2.75%) Land $17,600 Building $210,100 | $227,700 (+2.75%) Land $17,600 Building $210,100 |
| 2023 | $221,600 Land $17,600 Building $204,000 | $221,600 Land $17,600 Building $204,000 | |
| 2021 | $2,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bemidji serves 15,147 people · EPA ID MN1040002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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