203 Red Cloud Dr, Laredo, TX 78045 Property Records

Webb County property record for 203 Red Cloud Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,860 sqft · built 2013
Lot Size	0.103 acres (4,503 sqft)
Owner	Individual Name on File
Last Sale	$274,602 (Jun 2026)
Tax Bill	$1,304 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`983-55016-150`

Property Details

APN / Parcel Number

Primary APN	`983-55016-150`
Alternative APN	`397864`

Interior

Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	809 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,503 sqft (0.103 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	35 sqft

Location & Zoning

Street Address	203 RED CLOUD DR
City	LAREDO
State	TX
Zip	78045-4185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	INDIAN SUNSET, BLOCK 16, LOT 15, PHASE 10
Legal Subdivision	INDIAN SUNSET
Legal Phase	10
Legal Block	16
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2028
Census Tract	1711

Owner

Source: Webb County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3702 PINDER AVE, LAREDO, TX 78041-3939
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jun 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 4, 2026	Warranty Deed, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD
Aug 29, 2017	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK
Apr 30, 2013	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SERVICE FIRST MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Feb 4, 2026
Deed Document Number	20261590924
Deed Book / Page	6061 / 850
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jun 22, 2026
Property Address	203 RED CLOUD DR, LAREDO, TX 78045-4185
Document Number	0001590924
Book / Page	6061 / 850
Instrument Date	Jun 22, 2026
Instrument	20261590924
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 PINDER AVE, LAREDO, TX 78041-3939

Mortgage

Document Number	0001590925,
Date	Jun 22, 2026
Instrument	20261590925

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	203 RED CLOUD DR, LAREDO, TX 78045-4185
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RED CLOUD DR, LAREDO, TX 78045-4185

Mortgage

Document Number	005045/215
Date	Jun 16, 2021
Book Page	5045/215
Instrument	1432389

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Oct 1, 2047

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Feb 4, 2026
Property Address	203 RED CLOUD DR, LAREDO, TX 78045-4185
Document Number	005979/737
Book / Page	5979 / 737
Map Reference	VOL 29 PG 74
Instrument Date	Feb 2, 2026
Instrument	1578912
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 LAKE POWELL, LAREDO, TX 78041-1958

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 29, 2017
Property Address	203 RED CLOUD DR, LAREDO, TX 78045-4185
Document Number	004293/252
Book / Page	4293 / 252
Map Reference	VOL 29 PG 74
Instrument Date	Aug 24, 2017
Instrument	1306841
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RED CLOUD DR, LAREDO, TX 78045-4185

Mortgage

Document Number	0001306842
Date	Aug 29, 2017
Instrument	1306842

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

April 2013: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 30, 2013
Property Address	203 RED CLOUD DR, LAREDO, TX 78045-4185
Document Number	003429/257
Book / Page	3429 / 257
Map Reference	MB29 PG74
Instrument Date	Apr 26, 2013
Instrument	1167354
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RED CLOUD DR, LAREDO, TX 78045-4185

Mortgage

Document Number	0001167355
Date	Apr 30, 2013
Instrument	1167355

Lender

Name	SERVICE FIRST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2043

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,304.00 (-18.3%)	$257,715 (+4.15%) Land $52,595 Building $205,120	$257,715 (+4.15%) Land $52,595 Building $205,120
2024	$1,596.00 (+12.39%)
2023		$247,453 Land $34,988 Building $212,465	$247,453 Land $34,988 Building $212,465
2022	$1,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2006–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet Holdings, Verizon.

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