203 Raymond Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 203 Raymond Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1970
Lot Size	0.321 acres (14,000 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Aug 2022)
Tax Bill	$3,725 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`324510A000`

Property Details

APN / Parcel Number

Primary APN	`324510A000`
Alternative APN	`2-0043-4107-00-0020.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	324510A000
Street Address	203 RAYMOND DR
City	O FALLON
State	MO
Zip	63366-1383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	LAKE CHAS HILLS #3 LOT 20
Legal Subdivision	LAKE CHARLES HILLS #3
Legal Lot Number	20
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1033
Census Tract	311801

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3590 N NEW TOWN AVE, SAINT CHARLES, MO 63301-8066
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Intrafamily Transfer, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Aug 15, 2022	Warranty Deed, Transfer · Line of Credit NEW FRONTIER BANK
Nov 9, 2017	Deed of Trust, Mortgage VINSON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	202245187
Prior Transfer Date	Aug 5, 2022
Prior Transfer Doc	0000045185
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 15, 2022
Property Address	203 RAYMOND DR, O FALLON, MO 63366-1383
Document Number	0000045185
Map Reference	MB 7 PG 12
Instrument Date	Aug 5, 2022
Instrument	2022R-045185
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 S 5TH ST, FESTUS, MO 63028-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RAYMOND DR, O FALLON, MO 63366-1383

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 15, 2022
Property Address	203 RAYMOND DR, O FALLON, MO 63366-1383
Document Number	0000045186
Map Reference	MB 7 PG 12
Instrument Date	Aug 5, 2022
Instrument	2022R-045186
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 S 5TH ST, FESTUS, MO 63028-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 WATERBURY FALLS DR STE 201, 201, O FALLON, MO 63368-2217
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045188
Date	Aug 15, 2022
Instrument	2022R-045188

Lender

Name	NEW FRONTIER BANK
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2027

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	203 RAYMOND DR, O FALLON, MO 63366-1383
Document Number	0068371300
Book / Page	006837 / 001300
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 PARK COMMONS CT #K VALLEY PARK MO 630881470, K, VALLEY PARK, MO 63088-1470

Mortgage

Document Number	0068371300
Date	Nov 13, 2017
Book Page	006837/001300
Instrument	705660

Lender

Name	VINSON MTG SVCS
Type	Mortgage Company
Address	TOWN AND COUNTRY, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,373 (-)	$207,229 (-) Land $50,000 Building $157,229
2025	$3,725.00	$39,373 (+8.52%)	$207,229 (+8.52%) Land $50,000 Building $157,229
2023		$36,281
2022			$190,953 Land $50,000 Building $140,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	42 (1979–2022)
Claims Outside the SFHA	6 of 42
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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