St. Johns County property record for 203 Raintree Trl, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,187 sqft · built 1982 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $677,000 (Feb 2025) |
| Tax Bill | $8,006 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185190-0150 |
| Primary APN | 185190-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,187 sqft Living Area |
| Gross Area | 3,831 sqft |
| 1st Floor Area | 2,287 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 544 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 412 sqft |
| Deck Area | 257 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 203 RAINTREE TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 13-87 88 89 MOULTRIE TRAILS LOT 15 OR6096/1196 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | MOULTRIE TRAILS |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21208 |
Source: St. Johns County records · APN 185190-0150
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 RAINTREE TRL, SAINT AUGUSTINE, FL 32086-3852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HARVEST SMALL BUSINESS FINANCE LLC |
| Oct 30, 2020 | Deed of Trust, Mortgage · VA Mortgage CME LENDING GROUP LLC |
| May 28, 2019 | Deed of Trust, Mortgage · Line of Credit JAX FCU |
| May 22, 2018 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2013 · Amount on Record |
| Deed Document Number | 202510388 |
| Deed Book / Page | 6096 / 1196 |
| Prior Transfer Date | May 14, 2018 |
| Prior Transfer Doc | 0045491904 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 203 RAINTREE TRL, SAINT AUGUSTINE, FL 32086-3852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 203 RAINTREE TRL, ST AUGUSTINE, FL 32086-3852 |
| Document Number | 0057010827 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 5701/827 |
| Instrument | 2023007439 |
| Name | HARVEST SMALL BUSINESS FINANCE LLC |
|---|---|
| Address | LAGUNA HILLS, CA 92653 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 203 RAINTREE TRL, SAINT AUGUSTINE, FL 32086-3852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 203 RAINTREE TRL, SAINT AUGUSTINE, FL 32086-3852 |
| Document Number | 0050861381 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 5086/1381 |
| Instrument | 2020097693 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERTON, IN 46304 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 203 RAINTREE TRL, SAINT AUGUSTINE, FL 32086-3852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047300145 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 4730/0145 |
| Instrument | 2019036341 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 27, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 22, 2018 |
| Property Address | 203 RAINTREE TRL, SAINT AUGUSTINE, FL 32086-3852 |
| Document Number | 0045491904 |
| Book / Page | 4549 / 1904 |
| Map Reference | MB13 PG87-89 |
| Instrument Date | May 14, 2018 |
| Instrument | 2018034903 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 RAINTREE TRILA ST, 203, WHITE SPRINGS, FL 32096 |
| Name | Verified Name |
|---|---|
| Address | 203 RAINTREE TRL, SAINT AUGUSTINE, FL 32086-3852 |
| Document Number | 2018034904 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2018034904 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,154 (+1.49%) Land $145,000 Building $433,154 | $578,154 (+1.49%) Land $145,000 Building $433,154 | |
| 2025 | $8,006.00 (+3,051.97%) | $569,690 (+109.61%) | $569,690 (+13.09%) Land $145,000 Building $424,690 |
| 2024 | $254.00 (-91.91%) | ||
| 2023 | $3,141.00 (+3.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $271,791 (+3%) | $503,762 (+9.41%) Land $120,000 Building $383,762 |
| 2022 | $3,046.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $263,875 | $460,453 Land $100,800 Building $359,653 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 271 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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