Frederick County property record for 203 Prospect St, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,310 sqft · built 1925 |
| Lot Size | 0.322 acres (14,025 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Sep 2023) |
| Tax Bill | $3,654 (2025) |
| Deeds & Mortgages | Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-133605 |
| Primary APN | 03-133605 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 873 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,025 sqft (0.322 acres) |
| Lot Dimensions | 165 ft deep x 85 ft wide |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 133605 |
|---|---|
| Street Address | 203 PROSPECT ST |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-7922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 85 X 165 203 PROSPECT ST. MIDDLETOWN |
| Legal Subdivision | MIDDLETOWN |
| Legal Lot Number | 203 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 752601 |
203 Prospect St is owned by an individual who bought it in September 2023.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 LARCH LN, MIDDLETOWN, MD 21769-7823 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on File |
| Deed Sale | Sep 25, 2023 · Amount on File |
| Deed Book / Page | 16611 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 25, 2023 |
| Property Address | 203 PROSPECT ST, MIDDLETOWN, MD 21769-7922 |
| Document Number | 0166110001 |
| Book / Page | 16611 / 1 |
| Map Reference | MB STH FO 23 |
| Instrument Date | Sep 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10 LARCH LN, MIDDLETOWN, MD 21769-7823 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 203 Prospect St was $3,654.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,000 (+5.58%) Land $89,800 Building $169,200 | $259,000 (-) Land $89,800 Building $169,200 | |
| 2025 | $3,654.00 | $245,300 | $259,000 Land $89,800 Building $169,200 |
| 2023 | $3,037.00 Homeowner's exemption | $217,900 Land $74,800 Building $143,100 | $217,900 Land $74,800 Building $143,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: EarthLink Business, MN FWA Buyer.
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