203 Prospect St, Defiance, OH 43512 Property Records

Defiance County property record for 203 Prospect St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1920
Lot Size	0.143 acres (6,233 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jun 2020)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B014144010800`

Property Details

APN / Parcel Number

Primary APN	`B014144010800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,196 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	598 sqft
Upper Floors Area	598 sqft
Basement Area	598 sqft
Unfinished Basement	598 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,233 sqft (0.143 acres)
Lot Dimensions	145 ft deep x 43 ft wide
Garage Type	Attached - Unfinished
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	14 sqft
Porch	Slab
Porch Area	91 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 PROSPECT ST
City	DEFIANCE
State	OH
Zip	43512-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANSBERRY PLACE ADD LOT 27 & PT OF VAC ALLEY
Legal Subdivision	ANSBERRY PLACE
Legal Lot Number	27
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2006
Census Tract	958800

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 PROSPECT ST, DEFIANCE, OH 43512-2352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Sep 28, 2004 · Amount on Record
Deed Document Number	20202763
Deed Book / Page	429 / 365
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 26, 2020
Property Address	203 PROSPECT ST, DEFIANCE, OH 43512-2352
Document Number	429/365
Book / Page	429 / 365
Instrument Date	Jun 25, 2020
Instrument	202000002763
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 PROSPECT ST, DEFIANCE, OH 43512-2352

Mortgage

Document Number	202000002764
Date	Jun 26, 2020
Instrument	202000002764

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00	$34,050 (-) Land $2,880 Building $31,170
2024	$1,297.00 (+1.17%)	$34,050 (-) Land $2,880 Building $31,170	$97,280 (-0.01%) Land $8,220 Building $89,060
2023	$1,282.00 (+34.52%)	$34,050 (+49.54%) Land $2,880 Building $31,170	$97,285 (+49.55%) Land $8,228 Building $89,057
2022	$953.00	$22,770 Land $2,880 Building $19,890
2020			$65,050 Land $8,220 Building $56,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	178 (1978–2015)
Claims Outside the SFHA	1 of 178
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20