203 Powell St, Troy, IL 62294 Property Records

Madison County property record for 203 Powell St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1944
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Sep 2009)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2020 Loan Modification + 3 more
APN	`09-2-22-09-07-202-015`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-07-202-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	154 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	203 POWELL ST
City	TROY
State	IL
Zip	62294-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELLS SECOND ADD LOT PT 2 70X130X IRR
Legal Subdivision	POWELLS SECOND ADDN
Legal Lot Number	2
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	5
Census Block	5005
Census Tract	403531

Owner

203 Powell St is owned and occupied by an individual who bought it in September 2009.

Source: Madison County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	203 POWELL ST, TROY, IL 62294-1116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Jan 17, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/STAUNTON
Feb 21, 2019	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/STAUNTON
Feb 16, 2018	Loan Modification, Mortgage · Conventional with PMI FIRST NAT'L BK/STAUNTON
Feb 13, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/STAUNTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2009 · Amount on File
Deed Sale	Sep 15, 2009 · Amount on File
Deed Document Number	200946342
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	203 POWELL ST, TROY, IL 62294-1116
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006292
Date	Mar 8, 2023
Instrument	2023R06292

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2038

Interest

Rate Type	Fixed Rate
Rate	4.5%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	203 POWELL ST, TROY, IL 62294-1116
Document Number	0000003987
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 POWELL ST TROY IL 622941116, TROY, IL 62294-1116

Mortgage

Document Number	0000003987
Date	Feb 3, 2020
Instrument	3987

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 2, 2023

Interest

Rate	5.32%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	203 POWELL ST, TROY, IL 62294-1116
Document Number	0000006890
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 POWELL ST TROY IL 622941116, TROY, IL 62294-1116

Mortgage

Document Number	0000006890
Date	Mar 5, 2019
Instrument	6890

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 4, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.37%

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	203 POWELL ST, TROY, IL 62294-1116
Document Number	0000005267
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 POWELL ST TROY IL 622941116, TROY, IL 62294-1116

Mortgage

Document Number	0000005267
Date	Feb 21, 2018
Instrument	5267

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	4.25%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	203 POWELL ST, TROY, IL 62294-1116
Document Number	0000005767
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 POWELL ST TROY IL 622941116, TROY, IL 62294-1116

Mortgage

Document Number	0000005767
Date	Feb 17, 2017
Instrument	5767

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 16, 2018

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 203 Powell St was $3,128 with a homeowner's exemption, up 7.2% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,128.00 (+7.23%)	$51,210 Land $11,750 Building $39,460	$153,630 Land $35,250 Building $118,380
2024	$2,917.00
2022	$2,534.00	$39,920 Land $9,160 Building $30,760	$119,880 Land $27,508 Building $92,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 203 Powell St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 203 Powell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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