203 Pine Valley Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 203 Pine Valley Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,752 sqft · built 1965
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jul 2016)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T25 126`

Property Details

APN / Parcel Number

Primary APN	`T25 126`
Alternative APN	`682650`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Porch	Slab
Porch Area	76 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	682650
Street Address	203 PINE VALLEY DR
City	TOCCOA
State	GA
Zip	30577-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 124 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	124
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2013
Census Tract	970102

Owner

Source: Stephens County assessment roll, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 PINE VALLEY DR, TOCCOA, GA 30577-6537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Prior Sale	Jan 26, 2012 · Amount on Record
Deed Document Number	2016729
Deed Book / Page	1095 / 420
Last Transfer Date	May 27, 2019
Transfer Doc	0011800133
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	203 PINE VALLEY DR, TOCCOA, GA 30577-6537
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 PINE VALLEY DR TOCCOA GA 305776537, TOCCOA, GA 30577-6537

Mortgage

Document Number	12000118
Date	Jan 23, 2020
Book Page	001200/000118

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 7, 2019
Property Address	203 PINE VALLEY DR, TOCCOA, GA 30577-6537
Document Number	0011800133
Book / Page	001180 / 000133
Instrument Date	May 27, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 PINE VALLEY DR TOCCOA GA 305776537, TOCCOA, GA 30577-6537

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (+63.71%)	$78,754 (+65.92%) Land $3,438 Building $75,316	$196,885 (+65.92%) Land $8,596 Building $188,289
2023	$1,678.00 (+6.2%)	$47,464 (+6.24%) Land $3,438 Building $44,026	$118,660 (+6.24%) Land $8,596 Building $110,064
2022	$1,580.00	$44,677 Land $3,438 Building $41,239	$111,694 Land $8,596 Building $103,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding, Uniti Group, Verizon.

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