Floyd County property record for 203 Penhook Hl, Harold, KY 41635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,824 sqft · built 1953 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,400 (Sep 2024) |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 095-10-19-003.00 |
| Primary APN | 095-10-19-003.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Split Foyer |
| Exterior Material | Masonite |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 50 ft deep x 300 ft wide |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10064 |
|---|---|
| Street Address | 203 PENHOOK HL |
| City | HAROLD |
| State | KY |
| Zip | 41635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 0.34 ACRE |
| Legal Lot Number | 1 |
| Jurisdiction | FLOYD KY |
| Township / Civil Division | BETSY LAYNE-STANVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 920301 |
Source: Floyd County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 PENHOOK HL, HAROLD, KY 41635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Nov 28, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Prior Sale | Sep 22, 2023 · Amount on Record |
| Deed Document Number | 20241191910 |
| Deed Book / Page | 694 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLOYD KY |
| Recording Date | Sep 22, 2023 |
| Property Address | 203 PENHOOK HL, HAROLD, KY 41635-7026 |
| Document Number | 000686/181 |
| Book / Page | 686 / 181 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 1187445 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 280 CAVE RUN CIR, VERSAILLES, KY 40383-7014 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7439 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236 |
| Document Number | 0001187446 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 1187446 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD KY |
| Property Address | 203 PENHOOK HL, HAROLD, KY 41635-7026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 000720/281 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 720/281 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Floyd County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (+60.76%) | $113,400 (+62%) Land $30,000 Building $83,400 | $113,400 (+62%) Land $30,000 Building $83,400 |
| 2023 | $846.00 (-0.24%) | $70,000 (-) | $70,000 (-) |
| 2022 | $848.00 | $70,000 | $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2015–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Cable | 1,000 / 40 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures