203 Park St, Garwin, IA 50632 Property Records

Tama County property record for 203 Park St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1926
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,500 (Apr 2025)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Mar 2012 Mortgage Apr 2016 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09.11.458.002`

Property Details

APN / Parcel Number

Primary APN	`09.11.458.002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Attic	Attic
Attic Area	356 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	147 sqft
Deck Area	101 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	203 PARK ST
City	GARWIN
State	IA
Zip	50632-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 8 ORIGINAL
Legal Subdivision	GARWIN
Legal Block	8
Legal Lot Number	5
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3029
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 PARK ST, GARWIN, IA 50632-9735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Apr 19, 2016	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Mar 6, 2006	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Apr 17, 2025	Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Deed Document Number	2025873
Record Updated	Oct 29, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	203 PARK ST, GARWIN, IA 50632-9735
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000900/376
Date	Mar 5, 2012
Book Page	0900/376
Instrument	2012-0839

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	REINBECK, IA 50669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2027

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	203 PARK ST, GARWIN, IA 50632-9735
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000955/977
Date	Apr 19, 2016
Book Page	0955/977
Instrument	2016-1046

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	GARWIN, IA 50632

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	203 PARK ST, GARWIN, IA 50632-9735
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000767/348
Date	Mar 6, 2006
Book Page	0767/348
Instrument	2000-3154

Lender

Name	LINCOLN SAVINGS BANK

Agreement

Type	Conventional Mortgage

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Apr 17, 2025
Property Address	203 PARK ST, GARWIN, IA 50632-9735
Document Number	0020250873
Instrument Date	Apr 15, 2025
Instrument	2025-0873
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$233.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 PARK ST, GARWIN, IA 50632-9735

Mortgage

Document Number	0020250874
Date	Apr 17, 2025
Instrument	2025-0874

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00	$72,620 (-9.65%) Land $5,360 Building $67,260	$72,620 (-9.65%) Land $5,360 Building $67,260
2023		$80,380 Land $5,360 Building $75,020	$80,380 Land $5,360 Building $75,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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