203 Oval Dr, Hampstead, NC 28443 Property Records

Pender County property record for 203 Oval Dr, Hampstead, NC 28443

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 2023
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$16,500 (Oct 1999)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4215-84-0180-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-84-0180-0000`
Alternative APNs	`400067693` `67693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	24,829 sqft (0.57 acres)
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	400067693
Street Address	203 OVAL DR
City	HAMPSTEAD
State	NC
Zip	28443-3230
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R20
Legal Description	LOT 102 PB 32 47 GROVES PT RD OFF & 117 HWY OFF
Legal Subdivision	OVAL @ GROVES POINT PLANTATION
Legal Lot Number	102
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records · APN 4215-84-0180-0000

Assessment roll updated January 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 OVAL DR, HAMPSTEAD, NC 28443-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · VA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jan 29, 2024	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 1999 · Amount on Record
Deed Sale	Oct 26, 1999 · Amount on Record
Deed Book / Page	1524
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	203 OVAL DR, HAMPSTEAD, NC 28443-3230
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047992796
Date	Oct 19, 2022
Book Page	4799/2796

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	203 OVAL DR, HAMPSTEAD, NC 28443-3230
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 OVAL DR, HAMPSTEAD, NC 28443-3230

Mortgage

Document Number	0048291098
Date	Jan 29, 2024
Book Page	4829/1098

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00 (+50.21%)	$218,696 (+42.51%) Land $66,623 Building $152,073	$218,696 (+42.51%) Land $66,623 Building $152,073
2023		$153,455 (+18.31%) Land $49,954 Building $103,501	$153,455 (+18.31%) Land $49,954 Building $103,501
2022	$1,189.00	$129,710 Land $49,954 Building $79,756	$129,710 Land $49,954 Building $79,756

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 128 locations within half a mile of this property.

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