203 Otis Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 203 Otis Dr, Severn, MD 21144

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 1964
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (May 2023)
Tax Bill$3,949 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-495-02798528

Property Details

APN / Parcel Number

Primary APN04-495-02798528
Alternative APNs
  • 449502798528
  • 49502798528

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Pool Area612 sqft
PorchOpen Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number49502798528
Street Address203 OTIS DR
CitySEVERN
StateMD
Zip21144-1132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 17 BK B MUNSON HEIGHTS
Legal SubdivisionMUNSON HEIGHTS
Legal BlockB
Legal Lot Number17
JurisdictionANNE ARUNDEL MD
Township / Civil Division2
Census Block Group2
Census Block2041
Census Tract751400

Owner

203 Otis Dr is owned and occupied by an individual who bought it in May 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address203 OTIS DR, SEVERN, MD 21144-1132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jan 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 26, 2018Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Jan 12, 2017Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2023 · Amount on File
Deed SaleMay 12, 2023 · Amount on File
Prior SaleJan 12, 2017 · Amount on File
Deed Book / Page39650 / 102
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 12, 2023
Property Address203 OTIS DR, SEVERN, MD 21144-1132
Document Number0396500102
Book / Page39650 / 102
Map ReferenceMB 31 FO 66
Instrument DateMay 4, 2023
Transaction TypeTransfer
Record UpdatedMay 29, 2023
Title CompanyNOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address203 OTIS DR, SEVERN, MD 21144-1132

Mortgage

Document Number0039650107
DateMay 12, 2023
Instrument39650/107
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address203 OTIS DR, SEVERN, MD 21144-1132
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyQUIET TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0382790193
DateJan 26, 2022
Book Page38279/193
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address203 OTIS DR, SEVERN, MD 21144-1132
Document Number0318090388
Book / Page031809 / 000388
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2018
Title CompanyQUIET TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 OTIS DR SEVERN MD 211441132, SEVERN, MD 21144-1132

Mortgage

Document Number0318090388
DateFeb 1, 2018
Book Page031809/000388
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 31, 2048

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJan 12, 2017
Property Address203 OTIS DR, SEVERN, MD 21144-1132
Document Number0305310485
Book / Page30531 / 485
Map ReferenceMB31 FO66
Instrument DateDec 30, 2016
Instrument30531-485
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 OTIS DR, SEVERN, MD 21144-1132

Mortgage

Document Number0030531492
DateJan 12, 2017
Instrument30531-492
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 203 Otis Dr was $3,949.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,533$350,600 Land $199,700 Building $150,900
2025$3,949.00
2023$3,120.00$285,767$314,500 Land $184,700 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Otis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Otis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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