203 Old River Dr, Morganton, NC 28655 Property Records

Burke County property record for 203 Old River Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 2000
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2017)
Tax Bill	$2,201 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1773659691`

Property Details

APN / Parcel Number

Primary APN	`1773659691`
Alternative APN	`55568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
1st Floor Area	1,309 sqft
Flooring	Tile

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	203 OLD RIVER DR
City	MORGANTON
State	NC
Zip	28655-9879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW DENSIT
Legal Description	203 OLD RIVER DR MORGANTON, NC 28655
Legal Subdivision	RIVER GLEN
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	4
Census Block	4023
Census Tract	20301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 OLD RIVER DR, MORGANTON, NC 28655-9879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TELCO CMNTY CU
Mar 3, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	20171949
Deed Book / Page	2281 / 341
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	203 OLD RIVER DR, MORGANTON, NC 28655-9879
Document Number	0025080472
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 OLD RIVER DR MORGANTON NC 286559879, MORGANTON, NC 28655-9879

Mortgage

Document Number	0025080472
Date	Dec 17, 2020
Book Page	002508/000472
Instrument	48375

Lender

Name	TELCO CMNTY CU
Type	Credit Union
Address	712 NEW LEICESTER HWY, ASHEVILLE, NC 28806-1048

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 3, 2017
Property Address	203 OLD RIVER DR, MORGANTON, NC 28655-9879
Document Number	0022810341
Book / Page	2281 / 0341
Map Reference	MB17 PG33
Instrument Date	Mar 3, 2017
Instrument	2017001949
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 OLD RIVER DR, MORGANTON, NC 28655-9879

Mortgage

Document Number	2017001950
Date	Mar 3, 2017
Instrument	2017001950

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%
Change Frequency	2 Years
Index	1-Year CMT
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Glen Alpine Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,201.00 (+0.23%)	$258,225 (-) Land $32,740 Building $225,485	$258,225 (-) Land $32,740 Building $225,485
2025	$2,196.00 (-3.77%)	$258,225 (-) Land $32,740 Building $225,485	$258,225 (-) Land $32,740 Building $225,485
2023	$2,282.00	$258,225 Land $32,740 Building $225,485	$258,225 Land $32,740 Building $225,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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