203 Oak Ave, La Plata, MD 20646 Property Records

Charles County property record for 203 Oak Ave, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,050 sqft · built 1954
Lot Size	0.258 acres (11,230 sqft)
Owner	2 Individual Names on File
Last Sale	$234,900 (Dec 2020)
Tax Bill	$7,951 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-003267`

Property Details

APN / Parcel Number

Primary APN	`01-003267`
Alternative APNs	`1003267` `003267`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	11,230 sqft (0.258 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	003267
Street Address	203 OAK AVE
City	LA PLATA
State	MD
Zip	20646-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 1 SEC 1 TERR VILLAGE LA PLATA
Legal Subdivision	TERR VILLAGE LA PLATA
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	1
Census Block	1008
Census Tract	851003

Owner

203 Oak Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 OAK AVE, LA PLATA, MD 20646-4033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 18, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Apr 21, 2006 · Amount on File
Deed Book / Page	11501 / 453
Prior Transfer Date	Aug 10, 2005
Prior Transfer Doc	0057590489
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	203 OAK AVE, LA PLATA, MD 20646-4033
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125200320
Date	Apr 22, 2022
Book Page	12520/320

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 18, 2020
Property Address	203 OAK AVE, LA PLATA, MD 20646-4033
Document Number	0115010453
Book / Page	11501 / 453
Map Reference	LB PCM 6 FO 59
Instrument Date	Nov 4, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	VERUS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,349.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Investor	Possibly a Property Investor

Mortgage

Document Number	11501460
Date	Dec 18, 2020
Instrument	11501/460

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 203 Oak Ave was $7,951.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,900 Land $110,100 Building $158,800	$268,900 Land $110,100 Building $158,800
2025	$7,951.00
2023	$3,377.00	$224,100 Land $110,100 Building $114,000	$224,100 Land $110,100 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Oak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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